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83-55 ('I .' , .-- . < e . ~- ~v J:.~ ~~V<....... ~.a:~ ::{" R d t1f'F'~tnJ..\,.. Extract of Minutes of a Meeting of the City Council of the City of Chanhassen, Minnesota ~e..sDlL-lt\o~ '63-65' Pursuant to due call and notice thereof, a reqular meeting of the City Council of the City of Chanhassen, Minnesota, was duly called and held at the City Hall in said City on Monday, the 2lst day of November, 1983, at 7:30 o'clock P.M. The following members were present: Acting Mayor Geving, Councilmembers Watson, Swenson and Horn. and the following were absent: Mayor Hamilton Councilmember Horn introduced the following resolution and moved its adoption: FINAL NOTE RESOLUTION $l,450,000 COMMERCIAL DEVELOPMENT REVENUE NOTE OF 1983 (CHANHASSEN LAKE BUSINESS CENTER PROJECT) The motion for the adoption of the foregoing resolu- tion was duly seconded by Councilmember , and Swenson upon vote being taken thereon the following voted in favor thereof: Acting Mayor Geving, Councilmembers Swenson, Watson and Horn. and the following voted against the same: None whereupon said resolution was declared duly passed and adopted. . e FINAL NOTE RESOLUTION CITY OF CHANHASSEN $1,450,000 COMMERCIAL DEVELOPMENT REVENUE NOTE e (CHANHASSEN LAKE BUSINESS CENTER PROJECT) ADOPTED: November 2l, 1983 e e NOTE RESOLUTION (This Table of Contents is not a part of this Resolution, but is included for convenience only) TABLE OF CONTENTS ARTICLE ONE - DEFINITIONS, LEGAL AUTHORIZATION AND FINDINGS.................................... Section 1-1. Section l-2. Section 1-3. Section 1-4. Definitions..................... . Legal Authorization.............. Findings. . . . . . . . . . . . . . . . . . . . . . . . . Authorization and Ratification of Pro j ect. . . . . . . . . . . . . . . . . . . . . . . ARTICLE '!WO - NOTE................................... Section 2-1. Authorized Amount and Form Section 2-2. Section 2-3. Section 2-4. Section 2-5. e Section 2-6. Section 2-7. Section 2-8. Section 2-9. of Note.......................... The Note......................... Execu t ion. . . . . . . . . . . . . . . . . . . . . . . . Delivery of Note................. Disposition of Note Proceeds..... Registration of Transfer......... Mutilated, Lost or Destroyed No t e. . .. ......................... Ownership of Note................ Limitation on Note Transfers..... ~RTICLE THREE - GENERAL COVENANTS. ..................... Section 3-1. Payment of Principal and Interest. Section 3-2. Performance of and Authority for Covenants..................... Section 3-3. Section 3-4. Performance of Covenants.......... Nature of Security................ Page 1 1 3 3 4 6 6 18 18 18 19 19 20 20 20 2l 21 21 21 2l ~RTICLE FOUR - MISCELLANEOUS. ......................... 23 Section 4-1. Severability...................... 23 Section 4-2. Authentication of Transcript. ..... 23 Section 4-3. Registration of Resolution........ 23 Section 4-4. Authorization to Execute Agreements. . . . . . . . . . . . . . . . . . . . . . . . 23 SIGNA TUR E S. . . . . .. . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . 24 re " NOTE RESOLUTION e BE IT RESOLVED by the City Council of the City of Chanhassen, Minnesota, as follows: ARTICLE ONE DEFINITIONS, LEGAL AUTHORIZATION AND FINDINGS l-l. Definitions. The terms used herein, unless the context hereof requires otherwise, shall have the following meanings, and any other terms defined in the Loan Agreement shall have the same meanings when used herein as assigned to them in the Loan Agreement unless the context or use thereof indicates another or different meaning or intent: Act: the Minnesota Municipal Industrial Development Act, Hinneseta Statutes, Chapter 474, as amended: e Assignment of Leases and Rents: the agreement to be executed by the Borrower assigning all the leases, rents, issues and profits derived from the Project to the Lender to secure the repayment of the Note and interest thereon; Bond Counsel: the firm of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, and any opinion of Bond Counsel shall be a written opinion signed by such Counsel: Borrower: Alscor Investors Joint Venture, a Minnesota partnership, its successors, assigns, and any surviving, resulting or transferee business entity which may assume its obligations in accordance with the provisions of the Loan Agreement: City: the City of Chanhassen, Minnesota, its successors and assigns: Equipment: any and all machinery, equipment, furniture and other tangible personal property purchased or to be purchased by the Borrower with the proceeds of the Loan, including, without limitation, those items of machinery, equip- ment, furniture and other personal property more particularly listed and described on Granting Clause B of the Mortgage: Improvements: the approximately 5l,140 square foot office/warehouse building and other improvements, including the e , , e Equipment and any other tangible personal property and fix- tures, to be constructed or installed by the Borrower on the Land in accordance with the Plans and Specifications; Land: the real property and any other easements and rights-described in Exhibit A attached to the Loan Agreement; Leases: all leases now or hereafter affecting the Land; Lender: Investors Syndicate of America, Inc., a Delaware corporation, its successors and assigns; Loan Agreement: the agreement to be executed by the City and the Borrower, providing for the issuance of the Note and the loan of the proceeds thereof to the Borrower, including any amendments or supplements thereto made in accordance with its provisions; Mortgage: the Mortgage and Security Agreement and Fixture Financing Statement to be executed by the Borrower, as mortgagor, to the Lender, as mortgagee, securing payment of the Note and interest thereon; e Note: the $l,450,OOO Commercial Development Revenue Note of 19~Chanhassen Lake Business Center Project}, to be issued by the City pursuant to this Resolution and the Loan Agreement; Note Register: the records kept by the City Manager/Clerk to provide for the registration of transfer of ownership of the Note; Plans and Specifications: the plans and specifications for the construction and installation of the Improvements on the Land, which are approved by the Lender, together with such modifications thereof and additions thereto as are reasonably determined by the Borrower to be necessary or desirable for the completion of the Improvements and are approved by the Lender; Pledge Agreement: the agreement to be executed by the City and the Lender pledging and assigning the City's interest in the Loan Agreement to the Lender to the extent provided therein; Project: the Land and Improvements as they may at any time exist; Project Costs: the total of all "Construction Costs" and "Loan and Carrying Charges," as those terms are defined in the Loan Agreement; and e -2- e Resolution: this Resolution of the City adopted November 2l, 1983, together with any supplement or amendment thereto. All references in this instrument to designated "Articles," "Sections" and other subdivisions are to the designated Articles, Sections and subdivisions of this Resolution as originally adopted. The words "herein," "hereof" and "hereunder" and other words of similar import refer to this Resolution as a whole not to any particular Article, Section or subdivision. 1-2. Legal Authorization. The City is a political subdivision of the State of Minnesota and is authorized under the Act to initiate the revenue producing project herein referred to, and to issue and sell the Note for the purpose, in the manner and upon the terms and conditions set forth in the Act and in this Resolution. 1-3. Findings. The City Council has heretofore determined, and does hereby determine, as follows: e (I) The City is authorized by the Act to enter into a Loan Agreement for the public purposes expressed in the Act: (2) The City has made the necessary arrangements with the Borrower for the construction within the City of a Project consisting of certain property all as more fully described in the Loan Agreement and which will be of the character and accomplish the purposes provided by the Act, and the City has by this Resolution authorized the Project and execution of the Loan Agreement, the Pledge Agreement and the Note, which documents specify the terms and conditions of the acquisition and financing of the Improvements to be included in the Project: (3) After publication of notice of a public hearing, the City did conduct a public hearing on the Project on November 21, 1983 and all parties in attendance were given an opportunity to express their views with respect to the same; (4) in authorizing the Project the City's purpose is, and in its judgment the effect thereof will be, to promote the public welfare by: the attraction, encouragement and development of economically sound industry and commerce so as to prevent, so far as possible, the emergence of blighted and marginal lands and areas of chronic unemployment: the develop- ment of revenue-producing enterprises to use the available e -3- e resources of the community, in order to retain the benefit of the community's existing investment in educational and public service facilities; the halting of the movement of talented, educated personnel of all ages to other areas thus preserving the economic and human resources needed as a base for providing governmental services and facilities; the provision of acces- sible employment opportunities for residents in the area; the expansion of an adequate tax base to finance the cost of governmental services, including educational services for the school district serving the community in which the Project is situated; (5) the amount estimated to be necessary to partially finance the Project Costs, including the costs and estimated costs permitted by Section 474.05 of the Act, will require the issuance of the Note in the principal amount of $1,450,000 as hereinafter provided; (6) it is desirable, feasible and consistent with the objects and purposes of the Act to issue the Note, for the purpose of partially financing the Improvements to be included in the Project; e (7) the Note and the interest accruing thereon do not constitute an indebtedness of the City within the meaning of any constitutional or statutory limitation and do not constitute or give rise to a pecuniary liability or a charge against the general credit or taxing powers of the City and neither the full faith and credit nor the taxing powers of the City is pledged for the payment of the Note or interest thereon; and (8) The Note is an industrial development bond within the meaning of Section 103(b) of the Internal Revenue Code and is to be issued within the exemption provided under subparagraph (D) of Section 103(b)(6) of the Code with respect to an issue of $10,000,000 or less; provided that nothing herein shall prevent the City from hereafter qualifying the Note under a different exemption if, and to the extent, such exemption is permitted by law and consistent with the objects and purposes of the Project. l-4. Authorization and Ratification of Project. The City has heretofore and does hereby authorize the Borrower, in accordance with the provisions of Section 474.03(7) of the Act to provide for the construction and installation of the Improvements to be included in the Project pursuant to the Plans and Specifications by such means as shall be available to the Borrower and in the manner determined by the Borrower, and without advertisement for bids as may be e -4- e required for the construction and acquisition of municipal facilities; and the City hereby ratifies, affirms, and approves all actions heretofore taken by the Borrower consistent with and in anticipation of such authority and in compliance with the Plans and Specifications. e e -5- r' ARTICLE TWO e NOTE Authorized Amount and Form of Note. 2-l. The Note issued pursuant to this Resolution shall be in substantially the form set forth herein, with such appropriate variations, omissions and insertions as are permitted or required by this Resolution, and in accordance with the further provisions hereof: and the total principal amount of the Note that may be outstanding hereunder is expressly limited to $1,450,000 unless a duplicate Note is issued pursuant to Section 2-7. The Note shall be in substantially the following form: e e -6- r. CITY OF CHANHASSEN e COMMERCIAL DEVELOPMENT REVENUE NOTE (CHANHASSEN LAKE BUSINESS CENTER PROJECT) FOR VALUE RECEIVED, the City of Chanhassen, Minnesota a municipal corporation and political subdivision of the State of Minnesota (the "City") hereby agrees and promises to pay to Investors Syndicate of America, Inc., a Delaware corporation, or its registered assigns (the "Holder") at its principal office at IDS Tower, Minneapolis, Minnesota 55402, or such other place as the Holder, or its register~ assigns, may from time to time designate in writing, solely from the source and in the manner hereinafter provided, the principal sum of One Million Four Hundred Fifty Thousand and 00/100 Dollars ($1,450,000.00), and to pay, solely from the source and in the manner hereinafter provided, interest on the unpaid principal balance from the date hereof until this Note is fully paid at the rate of ten and one-half percent (10 1/2%) per annum. Both the unpaid principal balance and interest thereon shall be payable in coin or currency which at the time of payment is legal tender for the payment of public and private debts in the United States of America. The principal of and interest on this Note are payable in installments due as follows: e (1) On the first day of the first calendar month subsequent to the date of the initial sale of this Note, there shall be paid an interest only payment equal to interest accrued from the date hereof to the first day of said month. (2) On the first day of the second calendar month subsequent to the date of the initial sale of this Note, and on the first day of each month thereafter, there shall be paid a monthly principal and interest payment equal to Thirteen Thousand Two Hundred Sixty- Three and 72/l00 Dollars ($13,263.72), until November 1, 2013, on which date the entire unpaid principal balance, together with accrued interest if not sooner paid, shall become due and payable. If the Holder receives notice of a Determination of Taxability (as defined in the Loan Agreement) and notifies the Borrower, as defined below, in writing of the Determination of Taxability, the rate of interest then payable under this Note shall automatically be changed, effective as of the Date of Taxability (as defined in the Loan Agreement), to a per annum rate equal to fourteen percent (14%) per annum. The monthly installment payments of interest and principal required in e -7- e paragraphs (l) and (2) of this Note from and after the Date of Taxability shall be recomputed at such modified interest rate, and the City shall promptly pay to the Holder hereof and to any prior Holder affected thereby, as their interests may appear, at the address listed in its books, and solely from the source and in the manner hereinafter provided, within ten (lO) days after receipt of a notice setting forth the amount of such difference, the aggregate difference between (i) the amounts actually paid hereunder between the Date of Taxability and the date of such payment, and (ii) the amounts which would have been due during such period if the modified interest rate had been in effect. The provisions of this paragraph shall survive the payment of this Note. The Holder shall notify in writing the City and the Borrower, as soon as practicable, after the receipt thereof, of its receipt of a Determination of Taxability and of the consequent change in interest rate and monthly installment payments required hereunder. In addition to the increase in interest rate, the Holder, at its option, may, at any time within ninety (90) days after receipt of notice of a Determination of Taxability, call this Note for redemption and declare the unpaid principal balance of this Note, together with accrued interest thereon and any other indebtedness due hereunder, due and payable in full, upon at least ninety (90) days prior written notice to the City and the Borrower in which event the City shall pay to the Holder on the date specified in said notice, solely from the source and in the manner hereinafter provided, an amount equal to the entire unpaid principal balance of this Note, plus accrued interest thereon and any other indebtedness due hereunder. In the event that the interest due hereon is increased as a result of a Determination of Taxability, the Borrower shall have the option to prepay this Note in full without payment of a prepayment premium upon thirty (30) days prior written notice to the City and the Holder, which notice shall be given within ninety (90) days after receipt of written notice from the Holder of an increase in the interest rate. e Per diem interest shall be computed on the basis of a 360 day year but shall be payable on the actual days elapsed during the term of this Note. All payments made under this Note shall be applied first to interest and then to principal, except that if any advances made by the Holder under the terms of any instruments securing the Note are not repaid, any moneys received, at the option of the Holder may first be applied to repay such advances, plus interest thereon at a rate of interest equal to fourteen per- cent (l4%) per annum, and the balance, if any, shall be applied on account of any installments then due. e -8- e During the first four (4) loan years, as hereinafter defined, the City shall have the right to prepay this Note, in full but not in part, provided that such additional principal payment shall be subject to a prepayment premium equal to ten and one-half percent (10-l/2%) of such amount prepaid. Beginn- ing with the fifth (5th) loan year, the City may prepay this Note in full but not in part provided that such additional principal payment shall be subject to a prepayment premium of four percent (4%) of such amount prepaid, which premium shall thereafter decrease one percent (l%) during every loan year thereafter to one percent (l%) during the eighth (8th) loan year. Beginning with the ninth (9th) loan year and thereafter, this Note may be prepaid in full but not in part at any time without prepayment premium. As used herein, the term "loan year" shall mean a year consisting of twelve (12) calendar months, the first day of such first loan year being the date on which the Borrower is obligated to make its first required monthly installment payment of principal and interest as pro- vided for herein. Any prepayments shall be made on a regularly scheduled installment payment date, shall be made only upon ninety (90) days advance written notice to the Holder, and shall not suspend required installment payments. In the event of default hereunder and following acceleration of maturity by Holder as provided herein, a tender of payment of the amount necessary to satisfy the entire unpaid principal balance declared due and payable shall be deemed to constitute an attempted evasion of the aforesaid restrictions on the right of prepayment and shall be deemed a voluntary prepayment hereunder and such payment must therefore include the appropriate prepay- ment premium described above. e In the event that any payment required hereunder is not paid within ten (10) days after its due date, the City agrees to pay, solely from the source and in the manner hereinafter provided; a late charge of four percent (4%) of the unpaid payment in order to defray the costs of the Holder incident to collecting such late payment. This provision shall not be deemed to excuse a late payment or be deemed a waiver of any other rights the Holder may have including the right to declare the entire unpaid principal and interest immediately due and payable. The Holder, at its option, may call this Note for redemp- tion and declare the unpaid principal balance of this Note, together with accrued interest thereon and any other indebted- ness due hereunder, due and payable in full, if as a result of changes in the Constitution of the State of Minnesota or the Unites States of America or of legiSlative or administrative action (whether state or federal) or of a final decree, judg- ment, or order of any court or administrative body (whether state or federal), the Loan Agreement shall have become void or e -9- e unenforceable or impossible of performance in accordance with the intent and purpose of the parties expressed therein, upon at least ninety (90) days' prior written notice to the City and the Borrower, in which event the City shall, solely from the sources and in the manner hereinafter provided, pay to the Holder on the date specified in said notice an amount equal to the entire unpaid principal balance of this Note, plus accrued interest thereon and any other indebtedness due hereunder. Upon the occurrance of certain events of damage to or destruction or condemnation of the Project hereinafter referred to, the Holder, at its option, may apply the insurance proceeds or condemnation awards, as the case may be, against the unpaid principal balance in inverse order of maturity, with no premium, all as provided in Article Four of the Mortgage hereinafter referred to. Additionally, upon the occurrance of certain events described in Section 1.4 of the Mortgage hereinafter referred to, the Holder may declare the entire principal and interest evidenced by this Note due and payable in full and call for payment of the same in full at once. e This Note is issued by the City for the purpose of providing funds to be loaned to Alscor Investors Joint Venture, a Minnesota general partnership (the "Borrower"), pursuant to the terms of a Loan Agreement, of event date herewith (the "Loan Agreement"), between the City and the Borrower, which funds are to be used to provide permanent financing for a project, within the meaning of Minnesota Statutes, Section 474.02, Subdivision lea), consisting of the construction and equipping of an approximately 5l,140 square foot office- warehouse building and related facilities and improvements located in the City of Chanhassen, Minnesota (the building and related improvements hereinafter collectively referred to as the "Improvements" and the Improvements and the land upon which it is located hereinafter collectively referred to as the "Project"). The obligations of the Borrower under the Loan Agreement and the obligations of the Borrower under the Mortgage and Assignment of Leases and Rents hereinafter referred to are non-recourse with respect to the partners of the Borrower, all such liability being expressly waived, provided, however, nothing contained in this release of liability shall be deemed to limit the City's and the Holder's right to seek a judgment against the Borrower and its assets nor to limit the City's and the Holder's right to enforce the Loan Agreement, the Mortgage, the Assignment of Leases and Rents, or any other security given for payment of this Note, it being expressly understood and agreed that this exculpation of liability is personal to said partners only and shall not be deemed to affect the obligations or liabilities of the Borrower. e -10- e This Note is secured by a Pledge Agreement, of even date herewith, by the City to the Holder, by a Mortgage and Security Agreement and Fixture Financing Statement (the "Mortgage") of even date herewith from the Borrower, as mortgagor, to the Holder, as mortgagee, by which the Borrower has granted to the Holder a mortgage lien on and security interest in the Project, and by an Assignment of Leases and Rents (the "Assignment") of even date herewith, from the Borrower to the Holder by which the Borrower has assigned to the Holder its interest in all rents and leases of the Project. All of the agreements, conditions, covenants, provisions and stipulations contained in the Loan Agreement, the Mortgage and the Assignment are hereby made a part of this Note to the same extent and with the same force and effect as if they were fully set forth herein. Reference is hereby made to such documents for a complete description of the covenants and agreements therein contained, the nature and extent of the security thereby created, and the rights, duties, and immunities of the City thereunder. e This Note is issued pursuant to and in full compliance with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Chapter 474, and pursuant to resolutions duly adopted by the City Council on November 15, 1982, and November 2l, 1983, (the ReSOlutions) and, this Note and interest hereon and any premiums, penalties, late charges or other amounts payable hereunder, however designated, do not represent a debt or pledge of the faith or credit of the City or grant to the Holder hereof any right to have the City levy any taxes or appropriate any funds for the payment of the principal hereof or interest or premium hereon, nor is this Note a general obligation of the City or the individual officers or agents thereof. This Note and interest hereon, premiums, penalties, late charges, processing fees, and any other payments required herein, however designated, are payable solely and only out of the moneys received under the Loan Agreement and pledged to the payment thereof pursuant to the Pledge Agreement or realized from the enforcement of the other security described above. The liability of the City hereunder is further restricted in all respects as set forth in Minnesota Statutes Section 474.l0. The provisions of this paragraph are controlling and shall not be construed as being limited by any other provisions of this Note. e It is agreed that time is of the essence of this Note. If an Event of Default occurs and is continuing under the terms of the Loan Agreement, then the Holder may at its right and option declare immediately due and payable without notice the princi- pal balance of this Note and interest accrued thereon, together with any reasonable attorneys' fees incurred by the Holder in collecting or enforcing payment thereof, whether suit be brought or not, and all other sums due hereunder or under the Mortgage, the Loan Agreement or the Assignment, anything to the -ll- e contrary therein notwithstanding, and payment thereof may be enforced and recovered in whole or in part, at any time, by one or more of the remedies provided in this Note, the Mortgage, the Loan Agreement, the Assignment, or any other document securing this Note. The remedies of the Holder, as provided herein and in the Mortgage, the Loan Agreement and the Assigr~ent, shall be cumulative and concurrent~ may be pursued singlely, succes- sively or together and at the sole discretion of the ~older~ and may be exercised as often as occasion therefor shall occur. The delay, omission, or failure to exercise any such right or remedy shall in no event be construed as a waiver or release thereof. The City, for itself, its successors and assigns, hereby waives diligence, demand, presentment, protest and notice of dishonor and suretyship defenses generally, and agrees that, except as otherwise expressly provided herein or in the r~an Agreament, without any notice, the ~older hereof and any present or future owner or owners of any property and interests covered by the Mortgage or any other document given to secure this Note, or executed in connection with this Note, may from time to time release any part or parts of the property and interests SUbject to said Mortgage or to any such other document from the same, with or without consideration. e e The City shall register this Note by registration hereon and upon the books of the City kept for that purpose at the office of the City Manager/Clerk. Upon such registration, this Note shall be transferable only by (i) the ~older hereof in person or by its agent duly authorized in writing surrendering this Note together with a written instrument of transfer satis- factory to the City Manager/Clerk duly executed by the Holder or its duly authorized agent, and (ii) the City Manager/Clerk noting the date of registration and the name and address of the new Holder upon the books of the City and in the registration blank appearing below. The transfer shall not be effective until the City Manager/Clerk has registered the name and address of the new Holder upon the books of the City and in the registration blank appearing below as aforesaid. Except as otherwise provided herein, the City may deem and treat the person in Whose name this Note is last registered upon the books of the City, with such registration also noted on this Note, as the absolute owner hereof, whether or not overdue, for the purpose of receiving payment of or on account of the principal hereof, interest hereon or any other sums payable hereunder, and for all other purposes, and all such payments so made to the Holder or upon its order shall be valid and effectual to satisfy and discharge the liability on this Note to the extent of the sum or sums so paid, and the city shall not be affected by any notice to the contrary. -12- e If any term of this Note, or the application thereof to any person or circumstances, shall, to any extent, be invalid or unenforceable, the remainder of this Note, or the applica- tion of such term to persons or circumstances other than those as to which it is invalid or unenforceable, shall not be affected thereby, and each term of this Note shall be valid and enforceable to the fullest extent permitted by law. e In the event the Borrower sells, conveys, transfers, further mortgages, or encumbers or disposes of the Project, or any part thereof, or any interest therein, or agrees so to do or if any general partnership interest in the Borrower is sold, conveyed, transferred, further mortgaged, pledged, or encum- _ bered without the written consent of the Holder being first obtained, then at the sole option of the Holder, the Holder may declare the entire principal and interest evidenced by this Note due and payable in full and call for payment of the same in full at once. It is not the intention of the Holder to consent to any such transaction, however, in the event the Borrower shall request the consent of the Holder in accordance with this Note, the Borrower shall deliver a written request to the Holder, together with complete information regarding such a conveyance or encumbrance, and shall allow the Holder thirty (30) days for evaluation of such request. If such a conveyance or encumbrance is approved, the Borrower shall pay a processing fee in an amount to be determined by the Holder based upon the Holder's actual out-of-pocket costs of processing the request, but in any event not less than Two Thousand and 00/100 Dollars ($2,000.00) to compensate the Holder for processing the request. Any approval Which may be given by the Holder may be conditioned upon the Borrower remaining fully liable hereunder and upon any such purchaser ass~~ing in full all liability under the terms of this Note, the Loan Agreement, the Mortgage and any other instruments securing this Note. Any such approval shall also be subject to such other modifications of the loan terms as the Holder may establish, such modifications to include but not be limited to maturity dates, interest rate and call options. No such conveyance or encumbrance or modifi- cation to the loan terms shall be permitted if the effect thereof would be to impair the validity or tax exempt status of this Note or to cause the Note to be deemed issued in violation of the requirement under Section 474.02, Subdivision Id, of the Act that no portion of the Improvements to be financed from Note proceeds be acquired in Whole or part for sale. In that connection, the Borrower shall provide the Holder with such assurances, including opinions of counsel, as the Holder shall require. The Borrower agrees that, except for an Exempt Trans- fer, as defined below, no request for any conveyance or encum- brance shall be made to the Holder during the first (1st) "loan year" as defined herein. Consent as to anyone transaction shall not be deemed to be a waiver of the right to require con- sent to future or successive transactions. If the Borrower's e -13- e interest in the Project shall ever be sold, conveyed or trans- ferred to a partnership or a corporation with the consent of the Holder as provided herein, a subsequent transfer of a partnership interest or a voting stock interest shall consti- tute a sale, conveyance or transfer for purposes of this para- graph and shall require the consent of the Holder. Notwith- standing the above restrictions and conditions upon the convey- ance of the Project, tenant leases and utility and similar easements which do not adversely affect the Project and which are entered into in the normal course of business shall not be considered transfers, conveyances or encumbrances of the Pro- ject for purposes of this paragraph. The execution or modifica- tion of leases on the Project shall be governed by the terms of Section 5.1 of the Mortgage and paragraph 1 of the Assignment. In addition, notwithstanding the above restrictions and condi- tions upon the conveyance of the Project, a conveyance of the Project or an interest therein to Gerald Rauenhorst, individ- ually, or to Opus corporation or American Linen Supply Co., or to a partnership in which either Gerald Rauenhorst, individ- ually, or Opus Corporation, American Linen Supply Co. or the Borrower is a general partner with a controlling interest of at least fifty percent (50%) in such partnership, will be con- sented to by the Holder without imposition of a transfer fee or modification of the loan terms provided the following condi- tions are met: (i) the acquiring entity shall have assumed full liability for all obligations under the terms of this Note, the Loan Agreement, the Mortgage and any other instru- ments securing this Note, (ii) such transfer shall not reduce or adversely affect the Holder's security nor impair the valid- ity or tax exempt status of this Note nor cause the Note to be deemed issued in violation of the requirement under Section 474.02, Subdivision ld, of the Act that no portion of the Project to be financed from Note proceeds be acquired in whole or part for sale, and (iii) the Borrower shall have given the Holder written notice of such proposed transfer at least thirty (30) days prior to any such permitted conveyance and shall have supplied the Holder with any information reasonably requested by the Holder in order for the Holder to verify that the trans- fer is an exempt transfer pursuant to this paragraph (any such transfer being hereinafter referred to as an "Exempt Trans- fer"). The Borrower shall be released from personal liability for all the indebtedness hereunder and under the Mortgage and other documents securing this Note in the event of an Exempt Transfer to an entity having a net worth equal to or greater than $5,000,000. In all other cases the Borrower shall con- tinue to remain fully liable hereunder and under the Mortgage and other documents securing this Note. e e In the event that the net worth of the Borrower, its successors or assigns, exclusive of the net worth of the individual partners shall not equal or exceed Five Million and 00/100 ($5,000,OOO.00) Dollars, the Holder shall have the right -14- e to call this Note for redemption and declare the unpaid principal balance of this Note, together with acrued interest thereon and any other indebtedness due hereunder immediately due and payable in full upon ninety (90) days prior written notice, provided such notice is given within one hundred twenty (120) days after receipt by the Holder of actual notice that the net worth of the Borrower is less than Five Million and 00/100 ($5,000,000.00) Dollars. The Borrower covenants and agrees to immediately give the Holder written notice of any significant or material change in the Borrower's financial condi tion. e The Holder may one hundred twenty (l20) days prior to the end of the tenth loan year give written notice to the Borrower and the City of its intent to declare the outstanding principal balance and accrued interest due and payable at the end of the tenth loan year in full unless the Borrower locates a purchaser for this Note or purchases this Note itself. If the Holder shall have given such notice and if the Borrower shall deliver to the Holder and the City within forty-five (45) days prior to the end of the tenth loan year a written agreement by the Borrower or another purchaser to purchase this Note prior to the end of the tenth loan year the Lender shall assign to the purchaser on or prior to the end of the tenth loan year this Note, and its interest in the Mortgage, the Assignment and the Pledge Agreement, without recourse and without any warranties other than that it is the holder of such documents and without cost or expense to the Holder, upon payment by the purchaser of the outstanding principal of this Note and upon payment by the City of all accrued interest and upon payment by the Borrower of all other sums due under the Loan Agreement and all security documents relating thereto. Provided that if the purchaser who has agreed to purchase this Note as provided in the previous sentence has not purchased this Note by the end of the tenth loan year or if no purchaser has, within forty-five (45) days prior to the end of the tenth loan year, agreed in writing to purchase this Note as provided in the previous sentence, then the outstanding principal of the Note shall immediately become due and payable at the end of the tenth loan year. This Note applies to, inures to the benefit of, and is binding not only on the parties hereto, but on their successors and assigns. The term "Holder" shall mean the registered holder and owner of this Note, whether or not named as Holder herein. This Note may not be amended, modified or changed nor shall any waiver of any provision hereof be effective, except only by an instrument in writing and signed by the party against whom enforcement of any waiver, amendment, change, modification or discharge is sought. e -15- e It is intended that this Note is made with reference to and shall be construed as a Minnesota contract and governed by the laws thereof. For purposes of this Note, all notices shall be given in the manner prescribed in the Loan ~greement. IT IS HEREBY CERTIFIED AND RECITED that all conditions, acts and things required to exist, happen and be performed precedent to or in the issuance of this Note do exist, have happened and have been performed in regular and due form, time and manner as required by law. IN WITNESS WHEREOF, the City has caused this Note to be duly executed by its duly authorized officers and its corporate seal to be affixed hereto, all as of this day of , 1983. CITY OF CHANHASSEN, MINNESOTA By~/~~-Zb Mayor [SEAL] e And City Manager/Clerk e -16- PROVISIONS AS TO REGISTRATION e The ownership of the unpaid principal balance of this Note and the interest accruing thereon is registered on the books of the City of Chanhassen in the name of the holder last noted below. Date of Registration Name and address Registered Onwer Signature of City Manager/Clerk e e -17- 2-2. The Note. e The Note shall be dated as of the date of delivery, shall be payable at the times and in the manner, shall bear interest at the rate, and shall be subject to such other terms and conditions as are set forth therein. 2-3. Execution. The Note shall be executed on behalf of the City by the signatures of its Mayor and City Manager/Clerk and shall be sealed with the seal of the City. In case any officer whose signature shall appear on the Note shall cease to be such officer before the delivery of the Note, such signature shall nevertheless be valid and sufficient for all purposes, the same as if had remained in office until delivery. In the event of the absence or disability of the Mayor or the City Manager/Clerk such officers of the City as, in the opinion of the City Attorney, may act in their behalf, shall without further act or authorization of the City Council execute and deliver the Note. e 2-4. Delivery of Note. Before delivery of the Note there shall be filed with the Lender (except to the extent waived by the Lender) the following items: ( l) an executed copy of each of the following documents: (A) the Loan Agreement; (B) the Pledge Agreement; ( C) the Mortgage; (0 ) the Assigrunent of Leases and Rents; (E) a Cost Certificate signed by the Borrower certifying the use of the proceeds of the Note and a receipt indicating receipt by the Borrower of $1,450,000 from the City; (F) Leases now existing: (G) A Certificate of the Lender acknowledging receipt of the Note from the City. (2) an opinion of Counsel for the Borrower as prescribed by Bond Counsel: e -18- e (3) the opinion of Bond Counsel as to the validity and tax exempt status of the Note; (4) such other documents and opinions as Bond Counsel may reasonably require for purposes of rendering its opinion required in subsection (3) above or that the Lender may reasonably require for the closing. 2-5. Disposition of Note Proceeds. Simultaneously with the delivery of the Note, the Lender shall purchase the Note from the City by advancing to the Borrower on behalf of the City, $1,450,000 for payment of Project Costs. The Borrower shall provide the City with a full accounting of all funds disbursed for Project Costs. 2-6. Registration of Transfer. e The City will cause to be kept at the office of the City Manager/Clerk a Note Register in which, subject to such reasonable regulations as it may prescribe, the City shall provide for the registration of transfers of ownership of the Note. The Note shall be initially registered in the name of the Lender and shall be transferable upon the Note Register by the Lender in person or by its agent duly authorized in writing, upon surrender of the Note together with a written instrument of transfer satisfactory to the City Manager/Clerk duly executed by the Lender or its duly authorized agent. The following form of assignment shall be sufficient for said purpose. For value received hereby sells, assigns and transfers unto the within Note of the City of Chanhassen, Minnesota, and does hereby irrevocably constitute and appoint attorney to transfer said Note on the books of said City with full power of substitution in the premises. The undersigned certifies that the transfer is made in accordance with the provisions of Section 2-9 of the Resolution authorizing the issuance of the Note and the Note. Dated: e Registered Owner Upon such transfer the City Manager/Clerk shall note the date of registration and the name and address of the new Lender in the Note Register and in the registration blank appearing on the Note. -19- e 2-7. Mutilated, Lost or Destroyed Note. In case any Note issued hereunder shall become mutilated or be destroyed or lost, the City shall, if not then prohibited by law, cause to be executed and delivered, a new Note of like outstanding principal amount, number and tenor in exchange and substitution for and upon cancellation of such mutilated Note, or in lieu of and in substitution for such Note destroyed or lost, upon the Lender's paying the reasonable expenses and charges of the City in connection therewith, and in the case of a Note destroyed or lost, the filing with the City of evidence satisfactory to the City that such Note was destroyed or lost, and furnishing the City with indemnity satisfactory to it. If the mutilated, destroyed or lost Note has already matured or been called for redemption in accordance with its terms it shall not be necessary to issue a new Note prior to payment. 2-8. Ownership of Note. e Except as otherwise provided in the Note and Section 4.07 of the Loan ~greement the City may deem and treat the person in whose name the Note is last registered in the Note Register and by notation on the Note Whether or not such Note shall be overdue, as the absolute owner of such Note for the purpose of receiving payment of or on account of the unpaid principal balance, redemption price or interest and for all other purposes Whatsoever, and the City shall not be affected by any notice to the contrary. 2-9. Limitatiou on Note Transfers. The Note has been issued without registration under state or other securities laws, pursuant to an exemption for such issuance; and accordingly the Note may not be assigned or transferred in Whole or part, nor may a participation interest in the Note be given pursuant to any participation agreement, except in accordance with an applicable exemption from such registration requirements. e -20- ARTICLE THREE e GENERAL COVENANTS 3-1. Payment of Principal and Interest. The City covenants that it will promptly payor cause to be paid the principal of and interest on the Note at the place, on the dates, solely from the source and in the manner provided herein and in the Note. The principal and interest are payable solely from and secured by revenues and proceeds derived from the Loan Agreement and pledged under the Pledge Agreement, and from sums derived from the Mortgage, and the Assignment of Leases and Rents, which revenues and proceeds are hereby specifically pledged to the payment thereof in the manner and to the extent specified in the Note, the Loan Agreement, the Pledge Agreement, the Mortgage and the Assignment of Leases and Rents; and nothing in the Note or in this Resolution shall be considered as assigning, pledging or otherwise encumbering any other funds or assets of the City. e 3-2. Performance of and Authority for Covenants. The City covenants that it will faithfully perform at all times any and all covenants, undertakings, stipulations and provisions relating to the City contained in this Resolution, in the Note executed, authenticated and delivered hereunder and in all proceedings of the City Council pertaining thereto; that it is duly authorized under the Constitution and laws of the State of Minnesota including particularly and without limita- tion the Act, to issue the Note authorized hereby, to pledge the revenues and to assign the Loan Agreement in the manner and to the extent set forth in this Resolution, the Note, the Loan Agreement and the Pledge Agreement; that all action on its part for the issuance of the Note and for the execution and delivery thereof has been duly and effectively taken; and that the Note in the hands of the Lender is and will be a valid and enforce- able special limited obligation of the City according to the terms thereof. 3-3. Performance of Covenants. Subject to Section 3-4, the City agrees to perform all covenants and other provisions pertaining to the City contained in the Note and the Loan Agreement. e 3-4. Nature of Security. Notwithstanding anything contained in the Note, the Mortgage, the Assignment of Leases and Rents, the Loan -21- e Agreement, the Pledge Agreement or any other document referred to in Section 2-4 to the contrary, under the provisions of the Act the Note may not be payable from nor be a charge upon any funds of the City other than the revenues and proceeds pledged to the payment thereof, nor shall the City be subject to any liability thereon, nor shall the Note otherwise contribute to or give rise to a pecuniary liability of the City or, to the extent permitted by law, any of the City's officers, employees and agents. No holder of the Note shall ever have the right to compel any exercise of the taxing power of the City to pay the Note or the interest thereon, or to enforce payment thereof against any property of the City other than the revenues pledged under the Pledge Agreement; and the Note shall not constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City; and the Note shall not consti- tute a debt of the City within the meaning of any constitu- tional or statutory limitation; but nothing in the Act impairs the rights of the Lender to enforce the covenants made for the security thereof as provided in this Resolution, the Loan Agreement, the Pledge Agreement, the Mortgage, the Assignment of Leases and Rents and in the Act, and by authority of the Act the City has made the covenants and agreements herein for the benefit of the Lender; provided that in any event, the agreement of the City to perform its covenants and other provisions relating to it contained in the Note, the Loan Agreement and the Pledge Agreement shall be subject at all times to the availability of revenues under the Loan Agreement sufficient to pay all costs of such performance, and the City shall not be subject to any personal or pecuniary liability thereon. e e -22- ARTICLE FOUR e MISCELLANEOUS 4-1. Severability. If any provision of this Resolution shall be held or deemed to be or shall, in fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions or'in all jurisdictions or in all cases because it conflicts with any provisions of any constitution or statute or rule or public policy, or for any other reason, such circumstances shall not have the effect of rendering the provision in question inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions herein contained invalid, inoperative, or unenforceable to any extent whatever. The invalidity of any one or more phrases, sentences, clauses or paragraphs in this Resolution contained shall not affect the remaining portions of this Resolution or any part thereof. 4-2. Authentication of Transcript. e The officers of the City are directed to furnish to Bond Counsel certified copies of this Resolution and all documents referred to herein, and affidavits or certificates as to all other matters which are reasonably necessary to evidence the validity of the Note. All such certified copies, certificates and affidavits, including any heretofore furnished, shall constitute recitals of the City as to the correctness of all statements contained therein. 4-3. Registration of Resolution. The City Manager is authorized and directed to cause copies of this Resolution to be filed with the County Auditors of Carver and Hennepin Counties, and to obtain from said County Auditors a certificat~ that the Note as a bond of the City has been duly entered upon their bond registers. 4-4. Authorization to Execute Agreements. The forms of the proposed Loan Agreement, the Pledge Agreement, the Mortgage and the Assignment of Leases and Rents are hereby approved in substantially the form heretofore presented to the City Council, together with such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be necessary and appropriate and approved by the City Attorney and the City officials authorized herein to execute said documents prior to the execution of the documents e -23- e e e ~ and said City officials are hereby authorized to approve said changes on behalf of the City. The Mayor and City Manager/Clerk of the City are authorized to execute the Loan Agreement and the Pledge Agreement in the name of and on behalf of the City and such other documents as Bond Counsel considers appropriate in connection with the issuance of the Note. In the event of the absence or disability of the Mayor or the City Manager/Clerk such officers of the City as, in the opinion of the City Attorney, may act in their ~ehalf, shall without further act or authorization of the City Council do all things and execute all instruments and documents required to be done or executed by such absent or disabled officers. The execution of any instrument by the appropriate officer or officers of the City herein authorized shall be conclusive evidence of the approval of such documents in accordance with the terms hereof. Adopted: November 21, 1983 Attest: .L2 City Manager -24- . e e i ( t' " I STATE OF MINNESOTA ) ) ) ss ) COUNTIES OF CARVER AND HENNEPIN I, the undersigned, being the fully qualified and acting City Manager/Clerk of the City of Chanhassen, Minnesota, DO HEREBY CERTIFY that the attached extract of minutes of a regular meeting of the City Council of said City duly called and held on November 21, 1983, is a full, true and correct transcript therefrom insofar as the same relates to authorizing the issuance of the $1,450,000 Commercial Development Revenue Note of 1983 (Chanhassen Lake Business Center Project) of the City. WITNESS my hand and the seal of the City officially as said City Manager/Clerk this 21st day of November, 1983. 71 0l:;E6 City Manager/Clerk ,,' '. {( .... ,.' '1/) " I {\. [SEAL] ",1,1 I , \ ; '"ji IiI I -25-