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A. Review Call for Sale, 2005A (MnDOT Loan) & 2006A GO Improvement Bonds CITY OF CHANHASSEN 7700 Market Boulevard PO Box 147 Chanhassen, MN 55317 Administration Phone: 952.227.1100 Fax: 952.227.1110 Building Inspections Phone: 952.227.1180 Fax: 952.227.1190 ' Engineering Phone: 952.227.1160 Fax: 952.227.1170 Finance Phone: 952.227.1140 Fax: 952.227.1110 Park & Recreation Phone: 952.227.1120 Fax: 952.227.1110 Recreation Center 2310 Coulter Boulevard Phone: 952.227.1400 Fax: 952.227.1404 Planning & Natural Resources Phone: 952.227.1130 Fax: 952.227.1110 Public Works 1591 Park Road Phone: 952.227.1300 Fax: 952.227.1310 Senior Center Phone: 952.227.1125 Fax: 952.227.1110 Web Site www.ci.chanhassen.mn.us A. iW'" MEMORANDUM TO: Mayor & City Council Members FROM: Greg Sticha, Finance Director DATE: o~ &~. April 13, 2009 SUBJ: Refunding 2005 (MnDOT Loan) & 2006A GO Improvement Bonds BACKGROUND On the consent agenda later this evening, staff will be requesting that the City Council call for the sale of $6,265,000 General Obligation Improvement Refunding Bonds, Series 2009A. This call for sale is to refund the outstanding G.O. Improvement Bonds, Series 2006A, and the 2005 MnDOT loan. 2006A The 2006A GO Improvement Bonds were issued to pay for improvements to the 2005 MUSA area. These improvements are to be paid mostly by special assessments. The remaining portions not paid by special assessments was paid by the city's utility funds or MSA funding from the state received back ii12006. There are really two advantages to refinancing these bonds. One is to take advantage of the current interest rate environment. The TIC (True Interest Cost) of the 2006A bonds was 3.79%. The anticipated TIC for the new bonds is expected to be just over 2.8%. Based on that rate, the Net Present Value of Savings would be 2.76%, or approximately $153,000. In addition, a portion of the special assessments that are used to payoff the debt are in "green acres" status. When a property has "green acres" status, special assessments payments (with interest) are deferred until the property is developed, at which point the "green acres" status is removed and all assessments and accumulated interest must be paid. To date, approximately $2.4 million in special assessments have not been paid on properties related to this project. Because staff is uncertain as to when the properties will develop, it would be best to delay the payment of the principal on those bonds until later in the term of the bonds. By deferring the principal payments on these bonds, it allows time for the properties to develop and have those eventual special assessments pay for the final portion of the remaining debt in 2014. Currently the fund has $2 million in reserves. This refunding calls for the use of those reserves to pay down a portion of the principal and bond for the remaining Chanhassen is a Community for Life - Providing for Today and Planning for Tomorrow Mayor & City Council April 13, 2009 Page 2 portion of $3.4 million. The special assessments and interest on those assessments will pay for the majority of the new debt. The remaining portion of the debt not covered by the special assessments will be paid by unspent proceeds in the construction fund, therefore not requiring the city to levy for any portion of the bond payment. This refinancing brings cost savings to the fund and restructures the debt to match the eventual collection of the deferred special assessments. 2005 MnDOT LOAN The 2005 MnDOT Loan was for improvements in the 2005 MUSA area related to the development and construction of Highway 212. The debt was issued by the state and repayment is being made for the improvements. This loan was to be re-paid with a combination of special assessments and an annual levy of $285,000 for the city's share of the costs of the project. Again with these special assessments, similar to the 2006A special assessments, a number are in green acres status and payment has not yet been received. Once these properties develop, the special assessments will be re-paid with interest. The refinancing of this loan will accomplish two things as well. One, we will achieve a lower interest rate with a TIC of 3.2% (the MnDOT Loan had a combined interest rate of just over 4%). Based on that rate, the Net Present Value of Savings for this portion of the debt would be 2.6% or approximately $84,000. In addition, the new bonds will allow the city to restructure the debt for special assessment payments in years 2015, 2016 and 2017. SUMMARY One additional item of note is that since this is a regular refunding and not an advanced refunding, as was the case with the 2002A GO Library Bonds we discussed a month ago, there are no statutory requirements to meet a minimum net present value savings, nor are there any requirements for a minimum savings in our debt policy. The total net present value benefit savings for both issues combined would be 2.7% and the net present value benefit dollar savings would be $237,000. Our financial Advisers from Ehler's and Associates will be at the meeting to review the potential call for sale and refunding this evening. ATTACHMENTS 1. Presale Report Prepared by Ehler's. e ~I!-!C~! Debt Issuance Services April 13, 2009 Pre-Sale Report City of Chanhassen, Minnesota CITIDI CllANHASSEN W\N\N.ehlers-inc.com Mlnl1880ta OIIICB aI80 n WIlIc:aIlh -.d IllnoIs phone 651-897-8500 3Oeo CentNI PoInte DrI\i8 fax 651-897-8555 RoelMIe. MN 65118-1122 Proposed Issue: Purpose: Term/Call Feature: Funding Sources: Discussion Issues: Debt Issuance Services $6,265,000 G.O. Improvement Refunding Bonds, Series 2009A to be secured by the full faith and credit of the taxpayers of the City of Chanhassen. The purpose is to provide funds sufficient for a combined current refunding of the following bond issues: 1) All of the City's callable General Obligation Improvement Bonds, Series 2006A, dated June 13, 2006 (the "Prior 2006 Bonds"). The Prior 2006 Bonds were issued in the amount of $6,640,000 and are callable in the amount of $5,330,000. The savings will begin with a lower interest payment on August 1, 2009. Current interest rates are 3.75% to 3.80% (outstanding true interest cost of 3.79%). 2) All of the City's callable General Obligation Bond Local Loan Program, Series 2005, dated April 19, 2005 (the "Prior 2005 Bonds"). The 2005 Prior Bonds were issued in three series in the amount of $3,654,677 and are callable in the amount of $3,057,124. The savings will begin with a lower interest payment on August 1, 2009. Current interest rates are 3.81 % to 4.30%. Interest is payable each six months. Principal on the 2009A Bonds will be due on February 1 in the years 2010 through 2017. The 2009A Bonds maturing February 1, 2016, and thereafter will be subject to prepayment at the discretion of the City on February 1, 2015. This will allow the City some flexibility with regards to restructuring based on deferred special assessments. The Bonds will be general obligations of the City and as such are secured by a pledge of the City's full faith, credit, and taxing powers. It is the intent of the City to utilize special assessment revenues and MSA funds to write down the annual scheduled tax levy. Total savings are expected to be over $230,000. For the refunding of the Prior 2006 Bonds, the City will use $2 million in pre-paid special assessments to write down the cost of the debt service through a cash deposit at closing. Based on interest rates of 2.30% (TIC of 2.52%), the estimated savings as a result of the refunding is approximately $153,479 excluding the cash deposit, after all fees and expenses. This savings expressed in present value terms is 2.8% percent of the principal of the Prior Bonds. For the Prior 2005 Bonds, based on interest rates of 1.20% to 3.65% (TIC of 3.21 %), the estimated savings as a result of the refunding is approximately $84,300. The City will use $300,000 cash to write down the debt service. This savings expressed in present value terms is 2.60% of the principal of the Prior Bonds. -II-D-D-D Debt Issuance Services The 2009A Bonds are also restructuring the payments to defer principal until 2014. Almost all of the remaining special assessments are in Green Acres status and are not currently payable. In the attached cash flow are the expected sources of assessment revenues. MSA funds in the construction fund are expected to make the interest payments in the interim. Risk Factors: It is not certain when the special assessments that are outstanding will be paid. It is estimated that a likely date is late 2013 or early 2014. If the assessments are not paid then, the 2009A Bonds will need to be refunded or paid with other City funds. Arbitrage: The City will also need to continue to keep its debt service funds within IRS parameters to avoid penalties on carrying too high of a balance during the life of the issue. Bank Qualification: Because the City is issuing less than $30,000,000 in the calendar year, the City will be able to designate the Bonds as "bank qualified" obligations. Bank qualified status broadens the market for the Bonds, but the new federal legislation expanding the cap on bank qualification has increased the supply of eligible debt. This supply has increased interest rates for bank qualified bonds Authority and Rating: The Bonds are being issued pursuant to Minnesota Statues, Chapter 475. The Bonds are anticipated to be rated by Standard & Poor's at an "AA+" level. The low bidder of the Bonds may elect to purchase bond insurance to bring the rating to a "AAA" level. Proposed Debt Issuance Schedule Pre-Sale Review: April 13, 2009 Distribute Official Statement: April 30, 2009 Rating Agency Conference Week of May 4, 2009 Bond Sale: May 11,2009 Estimated Closing Date: Week of June 1, 2009 Attachments: Sources and Uses of Funds Proposed Debt Service Schedule -II-D-D-D Debt Issuance Services Ehlers Contacts: Financial Advisors: Mark Ruff Dave Callister (651) 697-8505 (651-697-8553 (651) 697-8534 (651) 697-8536 Bond Analysts: Diana Lockard Debbie Holmes Bond Sale Coordinator: Connie Kuck (651) 697-8527 The Official Statement for this financing will be mailed to the Council Members at their home address for review prior to the sale date. City of Chanhassen, MN $6,265,000 G.O. Refunding Bonds, Series 2009 Proposed Current Refunding of Series 2005 Loan & Series 2006A Table of Contents Report ISSUE SUMMARY Total Issue Sources And Uses Debt Service Schedule 2 Current Refunding Escrow 4 REF SER 06A Prior Original Debt Service 5 REF SER 2005 LOAN Prior Original Debt Service 8 Debt Service Schedule II Debt Service Comparison 12 08 cur Ser 06A $6.64M GO I Issue Summary I 3/3112009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance City of Chanhassen, MN $6,265,000 G.O. Refunding Bonds, Series 2009 Proposed Current Refunding of Series 2005 Loan & Series 2006A Total Issue Sources And Uses Dated 06/01/2009 I Delivered 06/01/2009 Uses Of Funds Total Underwriter's Discount (1.000%) Costs ofIssuance Deposit to Current Refunding Fund Rounding Amount 34,600.00 25,404.63 5,397,183.33 2,812.04 Ref Ser 2005 Issue Loan Summary $2,805,000.00 $6,265,000.00 300,000.00 2,300,000.00 $3,105,000.00 $8,565,000.00 28,050.00 62,650.00 20,595.37 46,000.00 3,056,872.55 8,454,055.88 (517.92) 2,294.12 $3,105,000.00 $8,565,000.00 Ref Ser 06A Sources Of Funds Par Amount of Bonds Transfers from Prior Issue Debt Service Funds $3,460,000.00 2,000,000.00 Total Sources $5,460,000.00 Total Uses $5,460,000.00 08 cur Ser 06A $6.64M GO I Issue Summary I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 1 City of Chanhassen, MN $6,265,000 G.O. Refunding Bonds, Series 2009 Proposed Current Refunding of Series 2005 Loan & Series 2006A Debt Service Schedule Date Principal Coupon 06/01/2009 02/01/2010 225,000.00 1.200% 08/01/2010 02/01/2011 200,000.00 1.600% 08/01/2011 02/01/2012 205,000.00 1.750% 08/01/2012 02/01/2013 210,000.00 2.000% 08/01/2013 02/01/2014 3,675,000.00 2.300% 08/01/2014 02/01/2015 565,000.00 2.700% 08/01/2015 02/01/2016 580,000.00 3.250% 08/01/2016 02/01/2017 605,000.00 3.650% Total $6,265,000.00 Yield Statistics Interest Total P+I Fiscal Total 327,933.33 327,933.33 75,850.00 275,850.00 351,700.00 74,250.00 279,250.00 353,500.00 72,456.25 282,456.25 354,912.50 70,356.25 3,745,356.25 3,815,712.50 28,093.75 593,093.75 621,187.50 20,466.25 600,466.25 620,932.50 11,041.25 616,041.25 627,082.50 $7,072,960.83 102,933.33 75,850.00 75,850.00 74,250.00 74,250.00 72,456.25 72,456.25 70,356.25 70,356.25 28,093.75 28,093.75 20,466.25 20,466.25 11,041.25 11,041.25 $807,960.83 IRS Form 8038 Net Interest Cost Weighted Average Maturity 2.6355143% 4.893 Years 08 cur Sar 06A $6.64M GO I Issue Summary I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 2 City of Chanhassen, MN $6,265,000 G.O. Refunding Bonds, Series 2009 Proposed Current Refunding of Series 2005 Loan & Series 2006A Debt Service Comparison Date Total P+I Net New DIS Old Net DIS 02/01/20 10 327,933.33 325,639.21 1,076,550.00 02/01/20 II 351,700.00 351,700.00 1,784,640.61 02/01/2012 353,500.00 353,500.00 1,725,697.49 02101/2013 354,912.50 354,912.50 1,731,711.81 02/01/2014 3,815,712.50 3,815,712.50 I ,485,814.48 02101/2015 621,187.50 621,187.50 447,505.00 02101/2016 620,932.50 620,932.50 447,182.92 02101/20 I 7 627,082.50 627,082.50 446,847.68 02101/2018 446,498.79 Total $7,072,960.83 $7,070,666.71 $9,592,448.78 Savings 750,910.79 1,432,940.61 1,372,197.49 1,376,799.31 (2,329,898.02) (I 73,682.50) (I 73,749.58) (180,234.82) 446,498.79 $2,521,782.07 PV Analysis Summary (Net to Net) Gross PV Debt Service Savings..................... 2,535,484.93 Net PV Cashflow Savings (jij 3.000%(User Defined)... 2,535,484.93 Transfers from Prior Issue Debt Service Fund...... Contingency or Rounding Amount.................... Net Present Value Benefit (2,300,000.00) 2,294.12 $237,779.05 Net PV Benefit! $8,799,672.19 PV Refunded Debt Service Net PV Benefit / $8,325,000 Refunded Principal... Net PV Benefit / $6,265,000 Refunding Principal.. 2.702% 2.856% 3.795% Refunding Bond Infonnation Refunding Dated Date Refunding Delivery Date 6/01/2009 6/01/2009 08 cur Ser 06A $6.64M GO I Issue Summary I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 3 City of Chanhassen, MN $6,265,000 G.O. Refunding Bonds, Series 2009 Proposed Current Refunding of Series 2005 Loan & Series 2006A Current Refunding Escrow Date Principal Rate Interest Receipts Disbursements 06/01/2009 5,397,183.88 5,397,183.33 07/01/2009 3,056,872.00 0.100% 251.24 3,057,123.24 3,057,123.79 Total $3,056,872.00 $251.24 $8,454,307.12 $8,454,307.12 Cash Balance 0.55 Investment Parameters Investment Model fPV, GlC, or Securities] Default investment yield target Securities Unrestricted Cash Deposit Cost ofInvestments Pu!chased with Bond Proceeds Total Cost ofInvestments 5,397,183.88 3,056,872.00 $8,454,055.88 Target Cost ofInvestments at bond yield Actual positive or (negative) arbitrage $8,447,669.23 (6,386.65) Yield to Receipt Yield for Arbitrage Purposes 0.0986466% 2.6254598% State and Local Government Series (SLGS) rates for 3/16/2009 08 cur Ser 06A $6.64M GO I Issue Summary I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 4 City of Chanhassen, MN $6,640,000 General Obligation Improvement Bonds, Series 2006A Prior Original Debt Service Date Principal Coupon Interest Total P+I Fiscal Total 02/01/2009 08/01/2009 100,775.00 100,775.00 02/01/2010 875,000.00 3.750% 100,775.00 975,775.00 1,076,550.00 08/01/2010 84,368.75 84,368.75 02/01/2011 1,105,000.00 3.750% 84,368.75 1,189,368.75 1,273,737.50 08/01/2011 63,650.00 63,650.00 02/01/2012 1,150,000.00 3.800% 63,650.00 1,213,650.00 1,277,300.00 08/01/2012 41,800.00 41,800.00 02/01/2013 1,200,000.00 3.800% 41,800.00 1,241,800.00 1,283,600.00 08/01/2013 19,000.00 19,000.00 02/01/2014 1,000,000.00 3.800% 19,000.00 1,019,000.00 1,038,000.00 Total $5,330,000.00 $619,187.50 $5,949,187.50 Yield Statistics Base date for A vg. Life & A vg. Coupon Calculation Average Life Averag~_Coupon ____________.____________ Weighted Average Maturity (Par Basis) 6/01/2009 2.731 Years 3.7916714% 2.731 Years Refundina Bond Information Refunding Dated Date Refunding Delivery Date 6/01/2009 6/01/2009 Ser 06A $6.64M GO Imp Bds I SINGLE PURPOSE I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 5 City of Chanhassen, MN Purpose One - $3,460,000 Proposed Current Refunding of $6,640,000 General Obligation Improvement Bonds, Series 2006A Debt Service Schedule Date 06/01/2009 02/01/2010 08/01/2010 02/01/2011 08/01/2011 02/01/2012 08/01/2012 02/01/2013 08/01/2013 02/01/2014 Total Principal Coupon 3,460,000.00 $3,460,000.00 2.300% Interest Total P+I Fiscal Total 53,053.33 53,053.33 53,053.33 39,790.00 39,790.00 39,790.00 39,790.00 79,580.00 39,790.00 39,790.00 39,790.00 39,790.00 79,580.00 39,790.00 39,790.00 39,790.00 39,790.00 79,580.00 39,790.00 39,790.00 39,790.00 3,499,790.00 3,539,580.00 $371,373.33 $3,831,373.33 Yield Statistics Net Interest Cost (NIC) True Interest Cost (TIC) Bond Yield for Arbitrage Purposes All Inclusive Cost (AIC) 2.5142857% 2.5277991% 2.6254598% 2.6972234% IRS Form 8038 Net Interest Cost Weighted Average Maturity 2.3000000% 4.667 Years 08 cur Ser 06A $6.64M GO I Ref Ser 06A I 3/3112009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 6 City of Chanhassen, MN Purpose One - $3,460,000 Proposed Current Refunding of $6,640,000 General Obligation Improvement Bonds, Series 2006A Debt Service Comparison Date Total P+I Net New DIS Old Net DIS 02/01/2010 53,053.33 50,241.29 1,076,550.00 02/01/2011 79,580.00 79,580.00 1,273,737.50 02/01/2012 79,580.00 79,580.00 1,277,300.00 02/01/2013 79,580.00 79,580.00 1,283,600.00 02/01/2014 3,539,580.00 3,539,580.00 1,038,000.00 Total $3,831,373.33 $3,828,561.29 $5,949,187.50 Savings 1,026,308.71 1,194,157.50 1,197,720.00 1,204,020.00 (2,501,580.00) $2,120,626.21 PV Analysis Summary (Net to Net) Gross PV Debt Service Savings..................... 2,150,667.38 Net PV Cashflow Savings @ 3.000%(User Defined)... 2,150,667.38 Transfers from Prior Issue Debt Service Fund...... Contingency or Rounding Amount.................... Net Present Value Benefit (2,000,000.00) 2,812.04 $153,479.42 Net PV Benefit / $5,558,437.51 PV Refunded Debt Service Net PV Benefit / $5,330,000 Refunded Principal... Net PV Benefit / $3,460,000 Refunding Principal.. 2.761% 2.880% 4.436% Refunding Bond Information Refunding Dated Date Refunding Delivery Date 6/01/2009 6/0112009 08 cur Ser 06A $6.64M GO I Ref Ser 06A I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 7 City of Chanhassen, MN Series 2005 Loan 1st Draw 2005 Prior Original Debt Service Date Principal Coupon Interest Total P+I Fiscal Total 07/0112009 07/0112010 61,417.64 3.810% 21,415.98 82,833.62 82,833.62 01/0112011 9,537.98 9,537.98 07/0112011 63,757.64 3.810% 9,537.98 73,295.62 82,833.60 01/01/2012 8,323.40 8,323.40 07/0112012 66,186.81 3.810% 8,323.40 74,510.21 82,833.61 0110112013 7,062.54 7,062.54 07/0112013 68,708.53 3.810% 7,062.54 75,771.07 82,833.61 0110112014 5,753.64 5,753.64 07/0112014 71,326.32 3.810% 5,753.64 77,079.96 82,833.60 0110112015 4,394.88 4,394.88 07/0112015 74,043.86 3.810% 4,394.88 78,438.74 82,833.62 0110112016 2,984.34 2,984.34 07/0112016 76,864.92 3.810% 2,984.34 79,849.26 82,833.60 0110112017 1 ,520.07 1,520.07 07/0112017 79,793.49 3.810% 1,520.07 81,313.56 82,833.63 Total $562,099.21 $100,569.68 $662,668.89 Yield Statistics Refunding Bond Information Refunding Delivery Date 6/0112009 Ser 05 Loan 1st Draw I SINGLE PURPOSE I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 8 City of Chanhassen, MN Series 2005 Loan 2nd Draw 2006 Prior Original Debt Service Date Principal Coupon Interest Total P+I Fiscal Total 07/0112009 07/0112010 241,229.95 4.110% 91,713.75 332,943.70 332,943.70 0110112011 40,899.60 40,899.60 07/0112011 251,144.50 4.110% 40,899.60 292,044.1 0 332,943.70 0110112012 35,738.58 35,738.58 07/0112012 261,466.53 4.110% 35,738.58 297,205.11 332,943.69 0110112013 30,365.44 30,365.44 07/0112013 272,212.81 4.110% 30,365.44 302,578.25 332,943.69 0110112014 24,771.47 24,771.47 07/0112014 283,400.75 4.110% 24,771.47 308,172.22 332,943.69 0110112015 18,947.58 18,947.58 07/0112015 295,048.53 4.110% 18,947.58 313,996.11 332,943.69 0110112016 12,884.33 12,884.33 07/0112016 307,175.02 4.110% 12,884.33 320,059.35 332,943.68 01101/2017 6,571.89 6,571.89 07/0112017 319,799.91 4.110% 6,571. 89 326,371.80 332,943.69 Total $2,231,478.00 $432,071.53 $2,663,549.53 Yield Statistics Base date for Avg. Life & Avg. Coupon Calculation Weighted Average Maturity (Par Basis) 4.794 Years Refunding Bond Information Refunding Dated Date 6/0112009 Refunding De1iveIY Date 6/0112009 Ser 05 Loan 2nd Draw I SINGLE PURPOSE I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 9 City of Chanhassen, MN Series 2005 Loan 3rd Draw 2007 Prior Original Debt Service Date Principal Coupon Interest Total P+I Fiscal Total 07/01/2009 07/01/2010 28,297.86 4.300% 11,332.50 39,630.36 39,630.36 01/01/2011 5,057.85 5,057.85 07/01/2011 29,514.66 4.300% 5,057.85 34,572.51 39,630.36 01/01/2012 4,423.28 4,423.28 07/01/2012 30,783.80 4.300% 4,423.28 35,207.08 39,630.36 01/01/2013 3,761.43 3,761.43 07/01/2013 32,107.50 4.300% 3,761.43 35,868.93 39,630.36 01/01/2014 3,071.12 3,071.12 07/01/2014 33,488.12 4.300% 3,071.12 36,559.24 39,630.36 01/01/2015 2,351.12 2,351.12 07/01/2015 34,928.11 4.300% 2,351.12 37,279.23 39,630.35 01/01/2016 1,600.17 1,600.17 07/01/2016 36,430.02 4.300% 1,600.17 38,030.19 39,630.36 07/01/2017 37,996.51 4.300% 816.92 38,813.43 39,630.35 Total $263,546.58 $53,496.28 $317,042.86 Yield Statistics Base date for Avg. Life & Avg. Coupon Calculation 6/01/2009 Average Life 4.804 Years Average Coupon 4.2254067% Weighted Average Maturity (Par Basis) 4.804 Years Refunding Bond Information Refunding Dated Date 6/01/2009 Refunding Delivery Date 6/01/2009 Ser 05 Loan 3rd Draw I SINGLE PURPOSE I 3/31/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 10 City of Chanhassen, MN Purpose Two - $2,805,000 Proposed Current Refunding of Series 2005 State Loan Debt Service Schedule Date Principal Coupon Interest Total P+I Fiscal Total 06/01/2009 02/01/20 I 0 225,000.00 1.200% 49,880.00 274,880.00 07/01/2010 274,880.00 08/01/2010 36,060.00 36,060.00 02/01/20 II 200,000.00 1.600% 36,060.00 236,060.00 07/01/2011 272,120.00 08/01/2011 34,460.00 34,460.00 02/01/2012 205,000.00 1.750% 34,460.00 239,460.00 07/01/2012 273,920.00 08/01/2012 32,666.25 32,666.25 02/01/2013 210,000.00 2.000% 32,666.25 242,666.25 07/01/2013 275,332.50 08/01/2013 30,566.25 30,566.25 02/01/2014 215,000.00 2.300% 30,566.25 245,566.25 07/01/2014 276,132.50 08/01/2014 28,093.75 28,093.75 02/01/2015 565,000.00 2.700% 28,093.75 593,093.75 07/01/2015 621,187.50 08/01/2015 20,466.25 20,466.25 02/01/2016 580,000.00 3.250% 20,466.25 600,466.25 07/01/2016 620,932.50 08/01/2016 11,041.25 11,041.25 02/01/2017 605,000.00 3.650% 11,041.25 616,041.25 07/01/2017 627,082.50 Total $2,805,000.00 $436,587.50 $3,241,587.50 Yield Statistics Bond Year Dollars $14,510.00 Average Life 5.173 Years Average Coupon 3.0088732% Net Interest Cost (NI C) 3.2021881% True Interest Cost (TIC) .--- H___'_~_" 3.2066984% Bond Yield for Arbitrage Purposes 2.6254598% All Inclusive Cost (AIC) 3.3651857% IRS Form 8038 Net Interest Cost 3.0088732% Weighted Average Maturity 5.173 Years 08 cur Ser 06A $6.64M GO I Ref Ser 2005 Loan I 3131/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 11 City of Chanhassen, MN Purpose Two - $2,805,000 Proposed Current Refunding of Series 2005 State Loan Debt Service Comparison Date Total P+I Net New DIS Old Net DIS Savings 02/01/2010 274,880.00 275,397.92 (275,397.92) 02/01/2011 272,120.00 272,120.00 510,903.11 238,783.11 02/01/2012 273,920.00 273,920.00 448,397.49 174,477.49 02/01/2013 275,332.50 275,332.50 448,111.81 172,779.31 02/01/2014 276,132.50 276,132.50 447,814.48 171,681.98 02101/2015 621,187.50 621,187.50 447,505.00 (173,682.50) 02/01/2016 620,932.50 620,932.50 447,182.92 (173,749.58) 02/01/2017 627,082.50 627,082.50 446,847.68 (180,234.82) 02/01/2018 446,498.79 446,498.79 Total $3,241,587.50 $3,242,105.42 $3,643,261.28 $401,155.86 PV Analysis Summary (Net to Net) Gross PV Debt SeIVice Savings..................... 384,817.55 Net PV Cashflow Savings @ 3.000%(User Defined)... 384,817.55 Transfers from Prior Issue Debt SeIVice Fund...... Contingency or Rounding Amount.................... Net Present Value Benefit (300,000.00) (517.92) $84,299.63 Net PV Benefit / $3,241,234.68 PV Refunded Debt SeIVice Net PV Benefit / $2,995,000 Refunded Principal... Net PV Benefit / $2,805,000 Refunding Principal.. 2.601% 2.815% 3.005% Refunding Bond Infonnation Refunding Dated Date Refunding Delivery Date 6/01/2009 6/01/2009 08 cur Ser 06A $6.64M GO I Ref Ser 2005 Loan I 3131/2009 I 2:50 PM Ehlers & Associates, Inc. Leaders in Public Finance Page 12