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1. 1998 Bonds . CITY OF CHANHASSEN 690 City Center Drive, PO Box ]47 Chanhassen, Minnesota 55317 Phone 612.937.]900 General Fax 612.937.5739 Engineering Fax 612.937.9152 Pnblie Safety Fax 612.934.2524 lXi>b www.cÎ.chanhassen.mn.us I I I I , ! i , MEMORANDUM TO: Mayor and City Council ~ IJz.--- FROM: Don Ashworth, City Manager DATE: June 10, 1998 SUBJ: Tax Increment Funding/Refunding Bonds of 1998 [Note: This memorandum has been prepared in concert with all of our professionals--Ron Batty, Kennedy & Graven (Tax IncrementfBonding Attorney); Rob Tautges, Tautges Redpath & Company (Auditor); Dave MacGillivrary, Springsted (Financial Advisor); and Pam and 1. They are all, including myself, reluctantly supporting the recommendations being made at the end of this report and believe that that recommendation is the best solution to a no win situation, i.e. the state legislature created a $700,000 deficit in TlD No. I for 1997, Is Tautges happy with treating that "matter of factly" as a part of their 1997 audit comments to the city/state? Definitely not! Wil1 they underplay it if we have adopted a plan to remove the deficit even though state law is clear that "no" fund in a city shall be in a deficit position? Answer: Reluctantly yes, Is our bond attorney happy with the final recommendation? Probably not. State law is clear that no TlF dollars generated in one county can be spent in another county, For Kennedy & Graven to provide an opinion that we can use the Hennepin County TlF dollars to help solve the problems we are having in TIF District No. 1 was a significant compromise, I will discuss my trepidations later in this memorandum,] The city council asked for pros and cons of the various solutions to the TlF District No.1 problem. Alternatives included: . Special Tax Against Parcels in TIF District No.1: The 1998 law, which allows for a supplemental tax on parcels in a tax increment district which has a deficit created by the state, is ambiguous at best (my interpretation). The city must have an incentive agreement with a business in the district to establish this additional tax. What does "incentive agreement" mean? Rosemount entered into an agreement with the city in, let's say, 1985. The land write-down was $J.7M and public improvements were $,6M. Their estimated taxes were approximately $750,000 per year (our 3 year payback policy), but the actual taxes exceeded $ 1M/year (maximum reimbursement was capped in the agreement at the $2.3M level). Bonds issued to cover the incentive costs provided to Rosemount included several other projects, some of which may have had a 15 year maturity. Is Rosemount subject to the The City of Chanhassen, A growing community with clean lakes, quality schook, a charming downtown, thriving businesses, and beautifùl parks. A great place to live, work, and pia} Mayor and City Council June 10, 1998 Page 2 special tax? Was there an expiration date in the agreement? Does Rosemount's actual payment of$14M constitute full payment of the $2.3M in initial incentives? Does the fact that the bonds (not really related to Rosemount) are still outstanding through the year 2000 change the picture? When the bonds are retired in 2000, would the special tax apply for 200 I, 2002 and 2003? I am sure that you will have Ron Batty twitching in his seat regarding these questions. To the best of my knowledge, there is no case law on these issues, · Big Picture: Before placing Ron on the hot seat on any of the above issues, I think it is important to look at the bigger picture. Specifically, TIF District No. I has a total tax capacity value of$3.5M which generates approximately $5.2M in taxes. To achieve Mr. MacGilJivrary's needed $500,000+/year shortfall, we would have to establish a 15% increase in property taxes if all parcels in TIF District No. I could be taxed. I know that Prince's property would not be subject to the tax and, again, it would be questionable as to whether or not parcels such as Rosemount could be taxed. The loss of major parcels such as these could easily change the estimated tax to parcels qualitying for the special tax to at least a 30% increase. I did not consider this to be a reasonable alternative and I apologize to the council for not further explaining why I did not explore this option further. · Reserves/Other Fund Balances: Rob Tautges will be present Monday evening. I have asked him to review the work efforts carried out by their firm in looking at the existing fund balances and reserves as well as capital project funds that may help reduce the existing problem. A number of compromises have already occurred to produce the results requested by the council. I mentioned that I was reluctantly supporting my own recommendation. Why? The reason is that the refunding plan already includes $700,000 and $1.2M in land sale proceeds. These dollars could have been used to continue the payment to the school district, reduce taxes, or to construct an addition to the library. Once these dollars become merged, as part of the fund balance of TID No. I, these dollars can never be used for any of the uses cited above. I am not happy that the current plan takes away all future city council decisions in regards to the usage of these funds. '. Tax Increment Versus Property Taxes: Tax increment can only be used to provide incentives to new businesses (using their own newly generated taxes) as well as for necessary public improvements. When we transfer dollars from the general fund or special revenue funds to a tax increment district, we have truly taken general property tax dollars and used them in a fashion that was not initially anticipated by either the city or the state. By contrast, should anyone of the tax increment districts resurrect itself, we cannot then take those dollars Mayor and City Council June 10, 1998 Page 3 and use them for some other purpose generally funded by property taxes. An example would be the Hennepin County tax increment district. The recent phenomenal growth in that district has generated an estimated $5M in revenues over the course of the life of that district. The plan encompasses two potential uses for those monies--State Highway 101 north of Highway 5 and a minor public improvement project on Dell Road. Current estimates are that the reconstruction of Highway 101 will be approximately $5M and a reasonable guess as to the local share could be 20% ($IM). The local share, in all likelihood, would be paid for in concert by Eden Prairie, Chanhassen, Hennepin County, and Carver County. I believe our maximum liability wil1 be $500,000. So what happens to the $3M-$4M that is projected to be remaining when the district ceases? Monies wil1 be returned to Hennepin County, who wil1 then redistribute it to the Eden Prairie School District, Hennepin County, and City ofChanhassen in proportion to the level of taxes for each ofthose entities, i.e. our share would be approximately 15%. The pooling concept, as recommended, ensures that these dollars can be made available to help with the TIF problem existing in TlD No. I and can be done in a fashion that all businesses, whether Hennepin or Carver County businesses, can share in their fortunes and misfortunes without placing a burden on the general property taxes of the city. . Will Pooling Hurt the City's Ability to Carry Out Other Needed Projects?: Maybe yes. Maybe no. As stated above, I know of no other public projects for which the TlF being generated in Hennepin County can legally be used. If eventually (year 2002), the decision is made that there truly is $3M-$4M left in that fund, then the answer would be no. If the city council believes that the city should be paying all costs for all public improvements (water tower, watermain, sewer, roads, etc.) in the Steiner Development, then the answer would be yes. Dedicating these dollars towards the TlD No. I deficit does hurt the ability of the city to carry out public improvements in the Steiner Development. However, there are other means by which these same improvements can occur without the usage of tax increment, i.e. special assessments, user charges, fees, state aid, etc. A decision today to consider pooling as one of our means by which to solve TlD No. I problems does not produce an immediate liability to the Steiner Development. The decision as to whether any of those dollars would be used for TID No. I would not be made until the year 2002. In the meantime, each individual project in the Steiner Development could be reviewed in terms of the increment being generated. [Remember Todd's revenue forecasts are conservative in that if the building isn't there, he doesn't count it.] . Interest Costs: The council was reluctant to approve a solution which would add $IM in interest costs between now and 2003. What was not considered is Mayor and City Council June 10, 1998 Page 4 the fact that we will spend approximately $200,000 more if this deficit is funded internally, i.e. the 100 companies that we currently operate (general fund, enterprise fund, 50 construction funds, etc., etc.) are funding the $700,000 deficit for TID No. I in 1997 as well as the projected $2M/I998, $3M/1999, etc. These companies are providing a temporary loan at exactly the same rate that they would have received had their money been in our portfolio, i.e. 6% to 7%. As the principal amounts are exactly the same, whether financed internally or externally, the only difference is interest rates. With an internal rate of approximately 6.5% and an external rate of 5% (proposed refunding bonds of 1998), we will pay $100,000 to $200,000 by not doing the refunding. By contrast, internal funding presents all kinds of questions by Moody's, Standard & Poor, State of Minnesota, etc. We simply cannot allow this to occur. Refunding, matching revised revenues to revised expenses, has to be approved. RECOMMENDATION As stated at the beginning of this memorandum, each of the professionals who we have employed to best advise us on how to solve the TID No. I problem are probably reluctant to say that this is the best solution they have ever seen. Even though Tautges may be unhappy that the city ended with a $700,000 deficit in 1997, I can assure you that unless we take positive action, a $2M deficit will exist at the end of 1998; and that will assuredly generate major comments by the rating agencies, state, etc. We simply cannot allow this to happen. We do not want to place the city back into the time frame when Chanhassen was in the news regarding investments. Refunding must occur. In addition, it is recommended that the council approve the pooling concept as the means by which the long term deficit in TID No. I will be corrected. I would also recommend that the city council consider authorizing the attorney's office to prepare a loan agreement between the city and the EDA whereby the $1.2M and $700,000 in land sale dollars be considered as a loan to the EDA and, assuming that the conservative financial projections being used by Mr. MacGilJivrary are just that~onservative, that reimbursement would then occur to the city. [Note: The above recommendation does not preclude the city from seeking special legislation to allow TID No. I to be extended for one year (solves the entire problem). Golden Valley did receive relieffor their tax increment district for almost the same reasons as we would seek relief (Golden Valley had more democrats that sat on the conference committee than we did.) Although the extension of the district should be pursued, we cannot wait until May of 1999 to act on a plan to solve the TID No. I problem.] g:\mgr\tif-98bonding.doc