Commitment for Title InsuranceAMERICAN LAND TITLE ASSOCIATION Commitment for Title Insurance
Issued by INFORMATIONAL COMMITMENT ONLY- NO UW
NOTICE
IMPORTANT - READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE
INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE
CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL
OPINION, OPINION OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE
PROCEDURES USED BY THE COMPANY TO DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY
SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE COMPANY, WERE PERFORMED SOLELY FOR
THE BENEFIT OF THE COMPANY, AND CREATE NO EXTRACONTRACTUAL LIABILITY TO ANY PERSON,
INCLUDING A PROPOSED INSURED.
THE COMPANY'S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED
INSURED IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS
COMMITMENT. THE COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS
COMMITMENT TO ANY OTHER PERSON.
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I - Requirements; Schedule B, Part II - Exceptions; and the Commitment
Conditions, INFORMATIONAL COMMITMENT ONLY- NO UW, a Corporation (the"Company"), commits to issue
the Policy according to the terms and provisions of this Commitment. This Commitment is effective as of the
Commitment Date shown in Schedule A for each Policy described in Schedule A, only when the Company has
entered in Schedule A both the specified dollar amount as the Proposed Policy Amount and the name of the
Proposed Insured.
If all of the Schedule B, Part I - Requirements have not been met within 180 days after the Commitment Date, this
Commitment terminates and the Company's liability and obligation end.
INFORMATIONAL COMMITMENT ONLY-NO UW
This page is only a part of a 2016 ALTA®Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part ll—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
COMMITMENT CONDITIONS
1. DEFINITIONS
a) "Knowledge" or "Known": Actual or imputed knowledge, but not constructive notice imparted by the
Public Records.
b) "Land": The land described in Schedule A and affixed improvements that by law constitute real property.
The term "Land" does not include any property beyond the lines of the area described in Schedule A, nor
any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or
waterways, but this does not modify or limit the extent that a right of access to and from the Land is to be
insured by the Policy.
c) "Mortgage": A mortgage, deed of trust, or other security instrument, including one evidenced by
electronic means authorized by law.
d) "Policy": Each contract of title insurance, in a form adopted by the American Land Title Association,
issued or to be issued by the Company pursuant to this Commitment.
e) "Proposed Insured": Each person identified in Schedule A as the Proposed Insured of each Policy to be
issued pursuant to this Commitment.
f) "Proposed Policy Amount": Each dollar amount specified in Schedule A as the Proposed Policy Amount
of each Policy to be issued pursuant to this Commitment.
g) "Public Records": Records established under state statutes at the Commitment Date for the purpose of
imparting constructive notice of matters relating to real property to purchasers for value and without
Knowledge.
h) "Title": The estate or interest described in Schedule A.
2. If all of the Schedule B, Part I - Requirements have not been met within the time period specified in the
Commitment to Issue Policy, this Commitment terminates and the Company's liability and obligation end.
3. The Company's liability and obligation is limited by and this Commitment is not valid without:
a) the Notice;
b) the Commitment to Issue Policy;
c) the Commitment Conditions;
d) Schedule A;
e) Schedule B, Part I- Requirements;
f) Schedule B, Part II - Exceptions; and
g) a counter-signature by the Company or its issuing agent that may be in electronic form.
4. COMPANY'S RIGHT TO AMEND
The Company may amend this Commitment at any time. If the Company amends this Commitment to add a
defect, lien, encumbrance, adverse claim, or other matter recorded in the Public Records prior to the
Commitment Date, any liability of the Company is limited by Commitment Condition 5. The Company shall
not be liable for any other amendment to this Commitment.
5. LIMITATIONS OF LIABILITY
a) The Company's liability under Commitment Condition 4 is limited to the Proposed Insured's actual
expense incurred in the interval between the Company's delivery to the Proposed Insured of the
Commitment and the delivery of the amended Commitment, resulting from the Proposed Insured's good
faith reliance to:
i) comply with the Schedule B, Part I - Requirements;
ii) eliminate, with the Company's written consent, any Schedule B, Part II - Exceptions; or
iii) acquire the Title or create the Mortgage covered by this Commitment.
b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the
amendment or had Knowledge of the matter and did not notify the Company about it in writing.
c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not
have incurred the expense had the Commitment included the added matter when the Commitment was
first delivered to the Proposed Insured.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part II—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
d) The Company's liability shall not exceed the lesser of the Proposed Insured's actual expense incurred in
good faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy
Amount.
e) The Company shall not be liable for the content of the Transaction Identification Data, if any.
f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all
of the Schedule B, Part I - Requirements have been met to the satisfaction of the Company.
g) In any event, the Company's liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this
Commitment.
b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this
Commitment.
c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement
between the parties with respect to the subject matter of this Commitment and supersedes all prior
commitment negotiations, representations, and proposals of any kind, whether written or oral, express or
implied, relating to the subject matter of this Commitment.
d) The deletion or modification of any Schedule B, Part II - Exception does not constitute an agreement or
obligation to provide coverage beyond the terms and provisions of this Commitment or the Policy.
e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person
authorized by the Company.
f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company's
only liability will be under the Policy.
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is the Company's agent only for the limited purpose of issuing title insurance commitments
and policies. The issuing agent is not the Company's agent for the purpose of providing closing or settlement
services.
8. PRO-FORMA POLICY
The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage
that the Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-
forma policy is delivered to a Proposed Insured, nor is it a commitment to insure.
9. ARBITRATION
The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is
2,000,000 or less shall be arbitrated at the option of either the Company or the Proposed Insured as the
exclusive remedy of the parties. A Proposed Insured may review a copy of the arbitration rules at
http://www.alta.orq/arbitration.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part 11—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
SCHEDULE A
AMERICAN LAND TITLE ASSOCIATION COMMITMENT
Transaction Identification Data for reference only:
Issuing Agent: North American Title Company
Issuing Office: 5001 American Blvd.West, Suite 300, Bloomington, MN 55437
ALTA Universal ID:
Commitment No.:40852-19-49637-MN
Issuing Office File No.: 40852-19-49637-MN
Property Address: XXX Galpin Road., Excelsior, MN 55331
1. Commitment Date: May 20, 2019 at 08:00 AM
2. Policy to be issued:
a. Informational Commitment for U.S. Home Corporation, a Delaware corporation
Proposed Insured:
Proposed Policy Amount: $0.00
3. The estate or interest in the Land described or referred to in this Commitment is Fee Simple.
4. Title to the estate or interest in the Land is at the Commitment Date vested in:
Parcel 1:
U.S. Home Corporation, a Delaware corporation.
The Fee Owner was conveyed title by the Personal Representative's Deed of Sale dated March 18, 2019,
filed March 21, 2019, as Document No. 209248.
Parcel 2:
U.S. Home Corporation, a Delaware corporation.
The Fee Owner was conveyed title by the Personal Representative's Deed of Sale dated March 18, 2019,
filed March 21, 2019, as Document No. 209248.
Parcel 3:
U.S. Home Corporation, a Delaware corporation.
The Fee Owner was conveyed title by the Personal Representative's Deed of Sale dated March 18, 2019,
filed March 21, 2019, as Document No. 209248.
Parcel 4:
Village of Chanhassen, a municipal corporation.
The Fee Owner was conveyed title by the Warranty Deed of Sale dated December 28, 1972, filed January 25,
1973, as Document No. 18016.
5. The Land is described as follows:
LEGAL DESCRIPTION ATTACHED HERETO AS EXHIBIT"A"AND MADE A PART HEREOF
FOR INFORMATIONAL PURPOSES ONLY:
TORRENS Property
Carver County
Property Address: XXX Galpin Road., Excelsior, MN 55331
ALTA Commitment for Title Insurance 40852-19-49637-MN
Schedule A
SCHEDULE A
Continued)
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part II—Exceptions.
Issued through the office of:
North American Title Company
Countersigned:
Authorized Signatory
Underwriter Name and Address: Issuing Agent Name and Address:
INFORMATIONAL COMMITMENT ONLY-NO UW North American Title Company
5001 American Blvd.West,Suite 300
Bloomington,MN 55437
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part II—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
Schedule A
SCHEDULE B-I
AMERICAN LAND TITLE ASSOCIATION COMMITMENT
Issuing Office File No.: 40852-19-49637-MN Commitment No.: 40852-19-49637-MN
Requirements
All of the following Requirements must be met:
1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this
Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company
may then make additional Requirements or Exceptions.
2.Pay the agreed amount for the estate or interest to be insured.
3.Pay the premiums,fees, and charges for the Policy to the Company.
4.Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or
both, must be properly authorized, executed, delivered, and recorded in the Public Records.
5.Please inform the Company if there exists a manufactured or mobile home structure located on the Land
to be insured hereunder for review and possible further requirements.
6. The"gap period"will be insured if this transaction is closed by North American Title Company. The gap
refers to the gap from the effective date of this commitment to the closing date and the gap from the
closing date to the recording date of the instrument to be insured.
7. Affidavit of Mortgagor or Affidavit of Buyer is required on all transactions. On sale transactions, North
American Title Company requires a Sellers Affidavit and a Certificate of Real Estate Value.
8.If an Owner's Policy of Title Insurance is not ordered at the closing, the Company's"Notice of Availability
of Owner's Title Insurance"form must be signed by the buyers.
9. This Commitment is for the exclusive use of North American Title Company and its affiliates in closing the
transaction described herein.Anyone else closing off this Commitment shall be liable to the Company for
all loss and damage, including payment of all charges and fees incurred related to the preparation of this
commitment.
10. If the property is subject to any Private assessments for association dues or otherwise,we must be
provided a current statement showing all sums are paid or the amount of any outstanding charges.
11. For Wright and Carver counties, a Certificate of Subsurface Sanitary Sewer Compliance executed by both
the buyer and the seller must accompany the deed for filing.
12. NOTE: The following is not a part of Schedule B, and is shown for information only. This will not be
included on the final loan policy.
PLEASE BE ADVISED THAT THE FOLLOWING INFORMATION IS REQUIRED AT CLOSING:
A) Seller's Tax Information Number or Social Security Number.
B) Seller's full address after the closing.
C) Identification will be required from all parties required to sign documents at closing.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements; and Schedule B, Part II—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
Schedule B-I
SCHEDULE B-I
Continued)
13. This commitment was prepared for informational purposes only. Searches have not been conducted for
judgments, assessments, or tax liens.
14. The subject property is Torrens; Certificate Numbers 40267, 40269, and 8162.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to
Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I—Requirements;and Schedule B,Part II—Exceptions.
ALTA Commitment for Title Insurance with Florida Modifications 8-1-16 40852-19-49637-MN
Schedule B-I
SCHEDULE B-11
AMERICAN LAND TITLE ASSOCIATION COMMITMENT
Issuing Office File No.: 40852-19-49637-MN Commitment No.: 40852-19-49637-MN
Exceptions
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR
LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT
THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR
FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY,
HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or
easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of
the Company:
1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public
Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all
of the Schedule B, Part I - Requirements are met.
2. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that
would be disclosed by an accurate and complete land survey of the Land.
3. Rights or claims of parties in possession not recorded in the Public Records.
4. Easements, or claims of easements, not recorded in the Public Records.
5. Any liens, or right to a lien, for services, labor, or material furnished, imposed by law and not recorded in
the Public Records.
6. Taxes or special assessments required to be paid in the year 2019 and subsequent years.
7. Taxes due and payable in 2019 in the amount of$35,368.00, total. First half taxes: Unpaid, Second half
taxes: Unpaid, Non-homestead Property, Parcel No. 25.6900010. (Parcel 1)
8. 2019 tax information is not available for Parcel No. 25.6900021. (Parcel 2)
9. Taxes due and payable in 2019 in the amount of$10,084.00, total. First half taxes: Unpaid, Second half
taxes: Unpaid, Non-homestead Property, Parcel No. 25.0100200. (Parcel 3)
10. Taxes due and payable in 2019 in the amount of$0.00, Exempt, Parcel No. 25.0100300 (Parcel 4).
11. Easement in favor of the Metropolitan Waste Control Commission for sewer and utility purposes, dated
May 5, 1989, filed May 19, 1989 as Document No. 61007; as modified by the Easement Modification
Agreement dated February 22, 1990,filed March 2, 1990 as Document No. 64335.
12. Subject to County Road No. 117 also known as Excelsior-Shakopee Road as shown on Registered Land
Survey No. 89 filed as Document No. 34804 and as shown on available maps.
13. Easement in favor of the City of Chanhassen for well and water main purposes, dated December 28,
1972,filed January 25, 1973 as Document No. 18018.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part II—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
Schedule B-II
SCHEDULE B-II
Continued)
14. Easement in favor of the City of Chanhassen for well and water main purposes dated December 28,
1972, filed January 25, 1973 as Document No. 18019.
15. Conditions and provisions contained in Resolution No. 82-02,Approving Registered Land Survey dated
January 4, 1982, filed February 23, 1982 as Document No. 34806.
16. Subject to the rights of the public and the State of Minnesota to the use of that part of the premises which
lies below the natural high water mark of Lake Ann, as reserved in the Warranty Deed dated September
13, 1985, filed September 20, 1985 as Document No. 44236.
17. Rights of the United States of America and/or the State of Minnesota, the county, the municipality, and
the public, in and to that part of the land which may be within Lake Lucy.
18. Rights of the United States of America and/or the State of Minnesota, the county, the municipality, and
the public, in and to that part of the land which may be within Lake Ann.
19. Electric Easement in favor of Northern States Power Company, dated November 9, 2018 and filed
November 16, 2018 as Document No. 670221 in the Office of the County Recorder.
20. Subject to a right of way for County Road No. 117 also known as Galpin Boulevard, and formerly known
as the Excelsior and Shakopee Road, Excelsior-Shakopee Road, and the Chaska and Excelsior Road
pursuant to Registered Land Survey No. 78, Certificate of Title 38165.0 and existing maps) in favor of
Carver County.
21. Terms, conditions, and provisions of Wetland Alteration Permit#2019-01 dated March 11, 2019, filed May
6, 2019, as Document No. 209579.
22. Subject to terms, conditions and restrictions contained in the Order and Decree of Registration dated May
21, 1971, filed May 21, 1971 as Document No. 15376.
23. Subject to the Mechanic's Lien dated March 19, 1971, filed March 1, 1972 as Document No. 16604.
24. Subject to the Notice of Lis Pendens dated March 19, 1971, filed March 1, 1972 as Document No. 16605.
25. Subject to levied and/or pending assessments, if any.
THE FOLLOWING IS INCLUDED FOR INFORMATIONAL PURPOSES AND WILL NOT APPEAR ON
ANY FINAL POLICIES ISSUED:
a.For questions regarding this commitment, please contact Cathy Busch at cbusch@nat.com.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice;the Commitment to
Issue Policy;the Commitment Conditions;Schedule A;Schedule B,Part I—Requirements;and Schedule B,Part 11—Exceptions.
ALTA Commitment for Title Insurance with Florida Modifications 8-1-16 40852-19-49637-MN
Schedule B-II
EXHIBIT "A"
Legal Description
Issuing Office File No.: 40852-19-49637-MN Commitment No.: 40852-19-49637-MN
Parcel 1: Tract A, Registered Land Survey No. 89, filed of Registrar of Titles, Carver County, Minnesota.
Parcel 2:Tract B, Registered Land Survey No. 89 according to the recorded plat thereof, Carver County,
Minnesota, except all that part thereof lying northerly of the following described line: Commencing at the North
Quarter corner of Section 10, Township 116, Range 23, said Carver County, thence on an assumed bearing of
South 00 degrees 45 minutes 14 seconds East, along the North-South Quarter line of said Section 10, a distance
of 515.00 feet to the point of beginning of the line to be described; thence South 87 degrees 48 minutes 41
seconds East, along a line parallel with the North line of the Northeast Quarter of said Section 10, a distance of
1661 feet plus or minus to the east line of said Tract B and the shoreline of Lake Lucy and there terminating.
Parcel 3: That part of the South half of the Northeast Quarter of the Northwest Quarter of Section 10, Township
116, Range 23, Carver County, Minnesota, lying easterly of the centerline of County Road No. 117, also known
as Galpin Boulevard, and lying North of the South 186.00 feet of said South half of the Northeast Quarter of the
Northwest Quarter thereof.
Parcel 4: That part westerly 183.00 feet of each of the following two tracts:
1)That part of the south 186.00 feet of the Northeast Quarter of the Northwest Quarter of Section 10, Township
116 North, Range 23 West of the 5th Principal Meridian, lying easterly of the centerline of County Road No. 117
also known as Galpin Lake Road and formerly known as Chaska and Excelsior Road and as Excelsior and
Shakopee Road).
2)That part of the South Half of the Northwest Quarter of Section 10,Township 116 North, Range 23 West of the
5th Principal Meridian, lying easterly of the centerline of County Road No. 117 (also known as Galpin Lake Road
and formerly known as Chaska and Excelsior Road and as Excelsior and Shakopee Road).
Which lies northerly of lines described as follows:
Commencing at the northeast corner of said South Half of the Northwest Quarter; thence on an assumed bearing
of North 89 degrees 49 minutes 08 seconds West, along the north line of said South Half of the Northwest
Quarter a distance of 588.71 feet, to the beginning of the lines to be described; thence South 65 degrees 37
minutes 15 seconds West a distance of 98.69 feet; thence northwesterly a distance of 141.37 feet along a non-
tangential curve concave to the southwest having a radius of 180.00 feet and a central angle of 45 degrees 00
minutes 00 seconds,the chord of said curve is 137.77 feet in length and bears North 46 degrees 52 minutes 45
seconds West;thence North 69 degrees 22 minutes 45 seconds West, tangent to said curve a distance of 40.00
feet and said line there terminating.
The above Parcels to be platted as The Park, Carver County, Minnesota.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without
the Notice; the Commitment to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I —
Requirements;and Schedule B, Part II—Exceptions.
ALTA Commitment for Title Insurance 40852-19-49637-MN
Exhibit"A"
Privacy Polk:, Rev.01/07/2019
The States Title Famil of Com s anies
FACTS WHAT DOES THE STATES TITLE FAMILY OF COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit
some,but not all,sharing. Federal law also requires us to tell you how we collect,share,and protect your personal
information. Please read this notice carefully to understand what we do.
f The types of personal information we collect and share depend on the product or service you have with us. This
x-
r; information can include:
Social Securitynumber and income
Transaction history and payment history
rv Purchase history and account balances
All financial companies need to share customers'personal information to run their everyday business. In the section
below,we list the reasons financial companies can share their customers'personal information,the reasons the
States Title Familyof Companies("ST")chooses to share,and whetheryou can limit this sharing.P
Reasons we can share your personal information Does ST share? Can you limit this sharing?
For our everyday business purposes Yes No
Such as to process your transactions,maintain your account(s),respond to court
orders and legal investigations,or report to credit bureaus
For our marketing purposes Yes No
To offer our products and services to you
For joint marketing with other financial companies No We don't share
For our affiliates'everyday business purposes Yes No
Information about your transactions and experiences
For our affiliates'everyday business purposes No We don't share
Information about your creditworthiness
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
fij Call 1(650)419-3827
Privacy Policy(NATG) 40852-19-49637-MN
Page 2
Who we are
Who is providing this notice? The States Title Family of Companies(identified below),which offers title insurance and
settlement services.
What we do
How does ST protect my personal To protect your personal information from unauthorized access and use,we use security
information?measures that comply with federal law. These measures include computer safeguards and
secure files and buildings.
How does ST collect my personal We collect your personal information,for example,when you
information?Apply for insurance;
Apply for financing;
Give us your contact information
Provide your mortgage information
Show your government-issued ID
We also collect your personal information from others,such as credit bureaus,affiliates,or
other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
Sharing for affiliates'everyday business purposes—information about your
creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an Your choices will apply to everyone on your account—unless you tell us otherwise.
account I hold jointly with someone else?
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
Nonaffiliates we share with can include collection agencies,IT service providers,
companies that perform marketing services on our behalf,and consumer
reporting agencies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
ST doesn't jointly market.
The States Title Family of Companies consists of the following entities:
States Title Holding Inc. North American Title Company
States Title,Inc. North American Title Company,Inc.
States Title Insurance Company North American Title Company of Colorado
States Title Insurance Company of California North American Title Insurance Company
States Title Agency,Inc. North American Services,LLC
Spear Agency Acquisition Inc. North American Title Agency,Inc.
Title Agency Holdco,LLC. North American Title,LLC
North American Title Company,LLC
NASSA LLC
North American Asset Development,LLC
Privacy Policy(NATG) 40852-19-49637-MN