LOC Release Letter CITYOFCIIANIIASSEN
d �v
H ASS Chanhassen is a Community for Life-Providing for Today and Planning for Tomorrow
May 31, 2022
Pam Johnson
Bremer Bank
Standby Letters of Credit MN-001-73F0
8555 Eagle Point Boulevard
Lake Elmo, MN 55042
Re: Letter of Credit No. S120011179
Campfire Minnesota
Planning Case File No. 2019-05
Enclosed please find the above-referenced original letter of credit for your files. This letter is no
longer needed and can be cancelled. If you have any questions, please contact me at 952-227-
1132.
Sincerely,
CITY OF CHANHASSEN
3(41f-Y'—,Iff7
MacKenzie Young-Walters, AICP
Associate Planner
MYW:jms
Enclosures
c: Kate Aanenson, Community Development Director
g:\plan\2019 planning cases119-05 camp tanadoona site planllc release letter.docx
PH 952.227.1100 • www.ci.chanhassen.mn.us • FX 952.227.1110
7700 MARKET BOULEVARD PO BOX 147 •CHANHASSEN •MINNESOTA 55317
B R E IVI E R 8555 Eagle Point Blvd
Lake Elmo,MN 55042
P 800-908-2265
BREMER BANK,NATIONAL ASSOCIATION SWIFT: BRFSUS4T
STANDBY LETTERS OF CREDIT MN-001-73F0 PHONE:800-908-2265
8555 EAGLE POINT BOULEVARD LAKE ELMO,MN 55042 FAX:651-734-4277
AUGUST 30, 2019
LETTER OF CREDIT NUMBER: S120011179
EXPIRATION DATE: NOVEMBER 30, 2020
AMOUNT: USD 71,000.00
APPLICANT: CITY OF CHANHASSEN
7700 MARKET BOULEVARD, BOX 147
CHANHASSEN, MINNESOTA 55317
BENEFICIARY: CAMP FIRE MINNESOTA
4829 MINNETONKA BOULEVARD, SUITE 202
ST. LOUIS PARK, MINNESOTA 55416
BREMER BANK, NATIONAL ASSOCIATION BREMER BANK, NATIONAL ASSOCIATION
PAM JOHNSON • SUE BORK
INTERNATIONAL SPECIALIST OFFICER
BREMER 8555 Eagle Point Blvd
Lake Elmo,MN 55042
P 800-908-2265
BREMER BANK,NATIONAL ASSOCIATION SWIFT: BRFSUS4T
STANDBY LETTERS OF CREDIT MN-001-73F0 PHONE: 800-908-2265
8555 EAGLE POINT BOULEVARD LAKE ELMO,MN 55042 FAX: 651-734-4277
IRREVOCABLE STANDBY LETTER OF CREDIT NO. S120011179
ISSUE DATE:AUGUST 30, 2019
EXPIRATION DATE: NOVEMBER 30, 2020
BENEFICIARY: APPLICANT:
CITY OF CHANHASSEN CAMP FIRE MINNESOTA
7700 MARKET BOULEVARD, BOX 147 4829 MINNETONKA BOULEVARD, SUITE 202
CHANHASSEN, MINNESOTA 55317 ST. LOUIS PARK, MINNESOTA 55416
WE HEREBY ISSUE, FOR THE ACCOUNT OF CAMP FIRE MINNESOTA AND IN YOUR FAVOR, OUR IRREVOCABLE STANDBY LETTER
OF CREDIT NO.SXXXXXXX, IN AN AMOUNT NOT TO EXCEED USD 71,000.00(SEVENTY ONE THOUSAND AND 00/100 UNITED STATES
DOLLARS).
PAYMENT UNDER THIS LETTER OF CREDIT IS AVAILABLE AGAINST PRESENTATION OF THE BENEFICIARY'S SIGHT DRAFT DRAWN
ON US ACCOMPANIED BY:
1) THE ORIGINAL LETTER OF CREDIT AND ALL AMENDMENTS
2) A STATEMENT SIGNED BY THE MAYOR OR CITY MANAGER OF THE CITY OF CHANHASSEN STATING THAT "CAMP FIRE
MINNESOTA HAS FAILED TO FULFILL THEIR CONTRACTUAL OBLIGATIONS UNDER THE CITY OF CHANHASSEN SITE PLAN
PERMIT 2019-05 BY AND BETWEEN THE CITY OF CHANHASSEN AND CAMP FIRE MINNESOTA."
ALL DRAFTS MUST BEAR THE CLAUSE "DRAWN UNDER BREMER BANK, NATIONAL ASSOCIATION STANDBY LETTER OF CREDIT
NUMBER S120011179, DATED AUGUST 30,2019."
WE HEREBY ENGAGE WITH DRAWERS THAT ALL DRAWINGS MADE HEREUNDER AND IN COMPLIANCE WITH THE TERMS AND
CONDITIONS OF THIS LETTER OF CREDIT WILL BE DULY HONORED BY US IF RECEIVED AT BREMER BANK,NATIONAL ASSOCIATION,
STANDBY LETTERS OF CREDIT, 8555 EAGLE POINT BOULEVARD, MN-001-73F0, LAKE ELMO, MINNESOTA 55042, ON OR BEFORE
THE EXPIRATION DATE LISTED ABOVE OR ANY SUCH EXTENDED EXPIRATION DATE.
THIS LETTER OF CREDIT SHALL AUTOMATICALLY RENEW FOR SUCCESSIVE ONE-YEAR TERMS UNLESS, AT LEAST FORTY-FIVE
(45) DAYS PRIOR TO THE NEXT ANNUAL RENEWAL DATE (WHICH SHALL BE NOVEMBER 30, 2020 OF EACH YEAR), THE BANK
DELIVERS WRITTEN NOTICE TO THE CHANHASSEN CITY MANAGER THAT IT INTENDS TO MODIFY THE TERMS OF,OR CANCEL,THIS
LETTER OF CREDIT. WRITTEN NOTICE IS EFFECTIVE IF SENT BY CERTIFIED MAIL, POSTAGE PREPAID, AND DEPOSITED IN THE
U.S. MAIL, AT LEAST FORTY-FIVE (45) DAYS PRIOR TO THE NEXT ANNUAL RENEWAL DATE ADDRESSED AS FOLLOWS:
CHANHASSEN CITY MANAGER, CHANHASSEN CITY HALL, 7700 MARKET BOULEVARD, BOX 147, CHANHASSEN, MN 55317, AND IS
ACTUALLY RECEIVED BY THE CITY MANAGER AT LEAST THIRTY(30)DAYS PRIOR TO THE RENEWAL DATE.
THIS LETTER OF CREDIT SETS FORTH IN FULL OUR UNDERSTANDING, WHICH SHALL NOT IN ANY WAY BE MODIFIED, AMENDED
OR AMPLIFIED, OR LIMITED BY REFERENCE TO ANY DOCUMENT, INSTRUMENT, OR AGREEMENT, WHETHER OR NOT REFERRED
TO HEREIN.
THIS LETTER OF CREDIT IS NOT ASSIGNABLE. ANY ONE OR MORE DRAFTS MAY BE MADE UNDER THIS LETTER OF CREDIT
PROVIDED SUCH DRAFTS DO NOT EXCEED THE AGGREGATE AMOUNT OF USD 71,000.00 (SEVENTY ONE THOUSAND AND 00/100
UNITED STATES DOLLARS).
PURSUANT TO U.S. LAW,WE ARE REQUIRED TO OBTAIN, VERIFY AND RECORD INFORMATION THAT IDENTIFIES PARTIES TO THE
TRANSACTION AND WE ARE PROHIBITED FROM ISSUING, TRANSFERRING, ACCEPTING, OR EFFECTING PAYMENT TO ANY PARTY
OR ENTITY IDENTIFIED BY THE U.S. DEPARTMENT OF TREASURY INCLUDING ANY OFFICE AND BUREAU THEREOF OR SUBJECT TO
THE DENIAL OF EXPORT PRIVILEGES BY THE U.S. DEPARTMENT OF COMMERCE.
THIS LETTER OF CREDIT SHALL BE GOVERNED BY THE MOST RECENT VERSION OF THE UNIFORM CUSTOMS AND PRACTICE FOR
DOCUMENTARY CREDITS, INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO. 600 OR ANY SUBSEQUENT REVISION
THERETO.
BREMER BANK, NATIONAL ASSOCIATION BREMER BANK, NATIONAL ASSOCIATION
HNSON SUE BORK
INTERNATIONAL SPECIALIST OFFICER
-74
BREMER
BANK
NOVEMBER 6, 2020
LETTER OF CREDIT NUMBER: S120011179
AMENDMENT NUMBER: 1
APPLICANT: CAMP FIRE MINNESOTA
3300 TANADOONA DRIVE
EXCELSIOR, MN 55331
BENEFICIARY: CITY OF CHANHASSEN
7700 MARKET BOULEVARD. BOX 147
CHANHASSEN, MINNESOTA 55317
BREMER BANK, NATIONAL ASSOCIATION
Leo
JE ICA WEGWE'l*
ASS TANT VICE P-' DENT
BREMER
BANK
NOVEMBER 6, 2020
LETTER OF CREDIT NUMBER: S12001 1 1 79
AMENDMENT NUMBER: 1
APPLICANT: CAMP FIRE MINNESOTA
3300 TANADOONA DRIVE
EXCELSIOR, MINNESOTA 55331
BENEFICIARY: CITY OF CHANHASSEN
7700 MARKET BOULEVARD, BOX 147
CHANHASSEN, MINNESOTA 55317
THE ABOVE MENTIONED CREDIT IS AMENDED AS FOLLOWS:
1) THE CURRENT AVAILABLE BALANCE IS DECREASED BY USD 59,400.00 TO A NEW TOTAL
OF USD 11,600.00.
2) CHANGE ADDRESS OF THE APPLICANT IS AMENDED TO READ:
7700 MARKET BOULEVARD, BOX 147
CHANHASSEN, MINNESOTA 55317
THIS LETTER OF CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FOR
COMMERCIAL DOCUMENTARY CREDITS, 2007 REVISION, INTERNATIONAL CHAMBER OF
COMMERCE PUBLICATION NO. 600.
THIS AMENDMENT IS TO BE CONSIDERED AS PART OF THE ABOVE CREDIT AND MUST BE
ATTACHED THERETO.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
BREMER BANK, NATIONAL ASSOCIATION
JES ICA WEGWER
STANT VICE P' '.ENT
DOCUMENTS PROVIDED
Print;ipal Loan ffd a '' ifatirrity Loan No can I tat-. Account Officer Initsa
579,00. 00 08 27 2010 1140-2020:: .._ 77026.756.73 .OO}O0847.642 �:1; 8 � _: ""
References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item.
Any Item above containing"""'has been omitted due to text length limitations.
Borrower: Camp Fire Minnesota Lender. Bremer Bank, National Association
4829 Minnetonka Blvd Suite 202 Minneapolis IDS Office
St Louis Park,MN 55416-2211 80 South 8th Street,Suite 240
Minneapolis,MN 55402
Commercial Loan Processor will indicate which forms are provided to Banker/BSA.
Expectation Is that the BankerlBSA returns this form with originals.
Post Close Processors will use this form to verify that all original documents are returned. Missing documents may result In a BQ Item.
Borrowing Resolution
_�Promissory Note
`�Assgnment of Deposit Account
Disbursement Request and Authorization
,Privacy Notice(Give to dent,do not return with originals)
Boarding Data.
LP .w.1121).012 Co..raw LEA CapmMn Ian,]Ott A.fir..%Wti. .W C.OaPOIOCCF.,0110.C TO-10Mq AQ
i
0000000077026756-3014008272019*
•
BOARDING DATA SHEET
:._..... a .teal-#maws - _ _ t 4 € . __ _ -_1
___...,. -.,...:tee'-.:.._ `_ ::'-_.•�•.., _ ....:r:.,-:.L..�.�v _.x•::...,,.,.::• -- rey.�:_:a-?r..:.._.�u;;':: :__:�.: --::.,
1:97
References In the boxes above are for Lenders use only and do not limit the applicability of this document to any particular loan or item.
Any item above containing' ""has been omitted due to text length limitations.
Borrower: Camp Fire Minnesota Lender: Bremer Bank,National Association
4829 Minnetonka Blvd Suite 202 Minneapolis IDS Office
St Louis Park,MN 55416-2211 80 South 8th Street,Suite 240
Minneapolis,MN 55402
-.-sue..:...._.. _.._...
Camp Fire Minnesota 41-0706116 Corporation Borrower Gust#:00000847642
Street Address:4829 Minnetonka Blvd Suite 202 St Louis Park MN 5541 6-2 21 1 County: Phone:(612)235-7284
Mailing Address: County: NAICS:713990
Primary Phone:(612)235-7284 Ext: Instructions:
E-mail:MARNIEWWCAMPF1REMN.ORG Instructions:BUS
Resolution: New Resolution
Officer of Camp Fire Minnesota: Title: CEO
Mamie K Wells 485-88-0835 Individual Officer Gust#:00000888595
Street Address:3730 Pillsbury Ave S Minneapolis MN 55409-1221 County: Phone:(612)242-0141
Maikng Address: County: Birthday:04-13-1967
Primary Phone:(612)242-0141 Ext: Instructions:
E-mail:MARNIEKWELLS@ME-COM Instructions:PRI
Secondary E-mail:RSBOVARD@MAC,COM Instructions:SEC •
����� ��-. ._...__.--�'��aa-Y"":�..u....m-.n._`-a-Z ._i�..:gM�4 ._ - - l -'.n�" �-_' ^w'•:'x'.'�..^v,?-.--_'•__�
Transaction No.: 104440 Product Description: Term/Single Pay- Non REM u
Product Category: Commercial Category of Purpose: Business Purposes
Loan Policy: Commercial Specific Loan Purpose: Letter of Credit
._ _ ..-..— .rgFzTm�. ,i74:irk_-77T:"-'z
Universal Loan Identifier.
Application No: 109668 Branch: 12021 Minneapolis IDS Office Employee Loan: No
Application Date: Dept Restricted Access: No
Loan No: 77026756-3 Division: Reg 0 Loan: No
Loan Date: 08-27-2019 Region: 12 TwinCit Comments:
Officer.61588 Wright,Malin! Loan Type:
Processor No: 62924 Jordan,Kriston Loan Class: New Loan
Collateral Code: BA Purpose Code: Portfolio Code:
Charge Code: Class Code: Host System: CL
Call Code:971 User Code 1: Note Type: 200-Commercial
Cost Center. 1212021 User Code 4: User Code 5:
User Code 6: User Code 7: User Code 8:
BOARDING DATA SHEET
Loan No: 77026756-3 (Continued) Page 2
Purchase Collateral
Type SubType Description State Value Money Code
Possessory Deposit Account CD Account Number 6816449 with Lender with an approximate MN $151,302.30 BA
balance of$151,302.30
Owner(s):
Camp Fire Minnesota 41-0706116 Corporation Cust#:00000847642
Street AddressA829 Minnetonka Blvd Suite 202 St Louts Park MN 55416-2211 County: Phone:(612)235-7284
Mailing Address: County. NAICS:713990
Primary Phone:(612)235-7284 Ext Instructions:
E-mail:MARNIEWWCAIAPFIREMN.ORG Instructions:BUS
Resolution: New Resolution
Officer of Camp Fire Minnesota: Title: CEO
Mamie K Wells 485-88-0835 Individual Officer Cust#:00000888595
Street Address3730 Pillsbury Ave S Minneapolis MN 55409-1221 County: Phone:(612)242-0141
Mailing Address: County: Birthday:04-13-1967
Primary Phone:(612)242-0141 Ext: Instructions:
E-mail:MARNIEKWELLS@ME.COM Instructions:PRI
Secondary E-mail: RSBOVARD@MAC.COM Instructions:SEC
:....:...,.:.::..-:,.s:....x---...,±:,:.:..,�,,--uaa•_:::::�-:=:•=s••—r.:— ...._._ ..._..-,.._...—.a:��.-::.v:;�:•_-•�:;:_;�:-r:-=.=--=:•_•:_=:..,;x:� .r.:-co:F::::•-.-e-+�-:x�•;:xsac-;=�.._
_:r_ .,-:-,:_::.;..:::::::.::e::.;;_=.•,_:....r„ti;•-:es:tiara_......._. _..—_. ..,:.,.::..:..__:..,__..__.......,- ==: =`:;-..��..�m�_:_., -rGs'c-.'::�.
SINGLE PAY LOAN
(Fixed Rate)
Financed In Cash
AMOUNT REQUESTED: $71,000.00
PREPAID FINANCE CHARGES: 0.00
SECURITY INTEREST CHARGES: 0.00
NOTE AMOUNT: $71,000.00 $0.00
DISBURSEMENTS:
Other: Letter of Credit GL $71,000.00
PAYMENT CALCULATION:
No of Pymts Amount Due
Interest Interest Payment Is due 11-30-2020
i ;72,814.44 Single Payment is due 11-30-2020
Interest Method: 365/360
Disbursement Date: 08-27-2019
Due Date: 11-30-2020
INTEREST RATE SELECTION:
Interest Rate: 2.000
APR FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS
2.019% $1,814.44 $71,000.00 $72,814.44
e...,:,..,_.z's_.s.,..=,..RMr�,.xz..O5:��^:_-�,:-_ M3::zxts:ft-W :+>_.us::DasaN •`:-:cn�_=-:; .st:_.�
Business/Ag Checklist#174745-existing Bremer deposit account
_- - __—. i.1 'at.1f3d042 Ca0 FFW USA0 pub.1YA•rt N Wr brwM. .W Ctp[SPImOCFYAPtVO K iR-1W&C AQ
`0000000077026756-3060008272019*
LOAN CHECKLIST
_F.
_.---..._. _.._.._....__._ _.. ....___fit_.- -- ---- -...y�_ ro._ �� ... �__.=_:�k�
_. .
References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item.
Any Item above containing'—"'has been omitted due to text length limitations.
Borrower: Camp Fire Minnesota Lender. Bremer Bank,National Association
4829 Minnetonka Blvd Suite 202 Minneapolis IDS Office
St Louis Park, MN 55416-2211 80 South 8th Street,Suite 240
Minneapolis,MN 55402
DESCRIPTION
Loan Type: This is a Fixed Rate(2.000(%)Nondisdosable Loan to a Corporation for$71,000.00 due on demand and,if no demand, on
November 30,2020.
Transaction Number: 104440.
Collateral: This transaction is secured by Possessory Collateral.
Officer. 61588 Wright,Malin'
Processor. 62924 Jordan, Kriston
Standard Product: Tenn/Single Pay- Non REM.
Standard Policy: Comm/Ag Policy.
Branch Number and Name: 12021 —Minneapolis IDS Office.
General Lending Policy for this transaction is governed by Minnesota law. Collateral documents printed through LASER PRO for this
transaction will be governed by the collateral law state as specified on the Collateral Summary Screen for each piece of collateral.
LASER PRO has identified this as a Minnesota"Cons Credit Uniform Code"transaction.
LOAN DOCUMENTS
Loan Checklist Loan Request Summary
Amortization Schedule Corporate Resolution:Camp Fire Minnesota
Promissory Note MN Assignment of Deposit Account CD Account
Documents Provided Checklist-Documents Provided Number 6816449 with Lender with an approximate
Disbursement Request and Authorization balance of$151,302.30;owned by Camp Fire Minnesota
Notice of Final Agreement Boarding Data Sheet: Transaction 104440
This list of documents may not include all the documents needed for this transaction. Applications, verifications, and other specialized
documents may be needed.
LENDER'S CUSTOM WARNINGS
In processing this loan, any warnings in the "Lender Custom Warnings" section should be reviewed. If you have any questions about any
warning,consult your compliance officer or LaserPro administrator.
ENTRY OMISSION WARNINGS TO LENDER
In processing this loan,any omission warnings in this"Entry Omissions"section should be reviewed as provided below.
ADVISORY WARNINGS TO LENDER
PRIVACY FCRA. You have not created a privacy policy in General System Setup (GSS). Federal law may require that you deliver a
privacy policy. The GSS privacy policy setup includes the requirements of Title V of the Grarwn-Leach-Bliley Act, its implementing regulations
and the Fair Credit Reporting Act(FCRA). If you share information with affiliates and want to provide the sharing Information disclosure and opt
out required by the FCRA as part of the application or loan transaction,then you must enter a privacy policy in GSS. Consult your legal counsel
or compliance officer with questions about complying with the privacy regulations and the FCRA. 3BLEAS9906S
WAIVE JURY. You have selected'Waive Jury" in your Guaranty Language and/or your Promissory Note Language Policy Components.
According to our Legal Counsel,Waiver of Jury may not legally be Invoked in Minnesota under some circumstances. You should consult your
legal counsel to determine when and if this provision can be used In Minnesota. 3CLESS0008S
365/360. A 365/360 interest calculation method has been selected for this loan. This calculation method results in a higher effective
interest rate than the numeric interest rate stated in the loan documents. Before committing to this interest calculation method, you should
consult your legal counsel or compliance officer. LaserPro offers the option of making the chosen 365/360 interest calculation method more
conspicuous by including a line for the borrower to Initial the"Interest Calculation Method"paragraph.This option has not been chosen for this
LOAN CHECKLIST
Loan No: 77026756-3 (Continued) Page 2
loan. Additionally, LaserPro offers the option to add the following statement In the "Interest Calculation Method"paragraph: 'This calculation
method results in a higher effective interest rate than the numeric interest rate stated in this Note." Including this language alerts your
customers to the effect of the 365/360 interest calculation method. This option has also not been chosen for this loan. Consult your legal
counsel if you have questions. 3BLEAS0160S
NO PRIVACY FORM. Beginning with v.5.59/6.12, Old Form based privacy policies were removed from GSS.The Assigned Policy in GSS
is an Old Form based policy.Therefore, no privacy notice has printed in the transaction.Set up and assign a Model Form based privacy policy in
GSS to produce a privacy notice In this transaction. 3BLEAS0202S
In processing this loan,any warnings in this"Advisory Warnings"section should be reviewed as provided below.
CRITICAL WARNINGS TO LENDER
SHORT LATE DAYS. Under the Minnesota Consumer Credit Uniform Code, a late charge may not be imposed if a payment has been
made in full on or before ten days after its due date. On the eleventh day after the due date,a late charge may be Imposed. A number of days
late that is less than 11 has been entered in Policy Setup. Consult your legal counsel if you have questions. 4BLEMN0016S
In processing this loan,any warnings in this"Critical Warnings"section should be reviewed as provided below.
CHECKLIST WARNINGS
In processing this loan, all warnings appearing above should be reviewed. To generate correct dosing documents, it is important to visit and
make appropriate selections on all applicable details windows, such as collateral details windows.All dosing documents should be reviewed by
your compliance officer or legal counsel as specified in the LaserPro Setup Guide. If you have questions about why LaserPro has generated any
warning, visit the Finastra Customer Center at https://customercenter.dh.com to log into our online self-service Case Management system. If
you have legal questions about these warnings or this loan or what action to take,you should seek the advice of your compliance officer or legal
counsel.
W..,',Mr.1LL0.D42 C .Rib"VIA Cavan..IM7.]Oil N Ryw R",*"N. •W CA:CM0 CAN.AVAOSIFC TR-IDNWD PRB
11111 11111111111. II IIIII II ll_iII Ill . 1111 . hUll11 a l l � I l 11 111 111f l fll 1 1 1 11
*0000000077026755$095608272019•
PROMISSORY NOTE
References In the boxes above am for Lerdefs tree and do not limit the appUcabltty of this document to any particutar loan or tern.
My Rem above omrt•ining hes teen omitted due to text length Imitations.
Borrower Camp Fla kennesata Lender Bremer Benk,Notional AssocaSon
4829!Rnnetonka Blvd Butte 202 Illoneepolis IDS Office
St Louis Part,MN 65416-2211 SO South bth Street,Butte 240
Mlnnespoes,MN 55402
Principal Amount $71,000.00 Date of Note: August 27,2019
PROMISE TO PAY. Camp Fbt Minnesota Marrow"promisee to pay to Brener Bank,National Aseocia ion(".ender),or order,In Lawful
money of the United Settee of America,the principal amount of Seventy-ono Thousand&001100 Oollm($71,000,00),together with interest
on the unpaid principal banana front August 27,2019,calculated as described In the INTEREST CALCULATION METHOD"paragraph using an
Interest nets of 2_000%per amee'based on a year of 360 days,until paid In full. The Interest rats may conga under the terms and cond'tlons
of the INTEREST AFTER DEFAULT emotion.
PAYMENT, Borrower ma pay this loan In full Immediately upon Landes demand. If no demand I.made,Borrower will pay this loan In one
principal payment of$71,000.00 plus Interest on November 30,2020. Title payment due on November S0,2020,wet be for al principal and
all accrued Interest not yet agreed required by applicable law,payments wit be[ to any accrued unpaid
keenest;then to prtncipah,then tb any late and then to any wpaId cdlectien costs. Borrow ell papay dunder at Landers address
shown above or at such other peace as Lander stay designate In writing.
INTEREST CALCULATION METHOD. Interest on this Note I.computed on a 3651360 hash,that Is,by applying the ratio of the Interest rate
over a year of 360 days, muIt deep by the outstanding prtnelpsl balance, multiplied by the actual number of d the paneled balance is
outstanding(but not inducing Februry 29 In leap years). All interest payable under this Note Is computed tieing this method
PREPAYMENT. Borrower may pay without penalty al or a portion of the amount owed earlier than It le due. Early payments will not, miens
agreed to by Lender In wetting,releve Borrower of Borrowers obligation to continue to make payments under the payment schedule. Rather,
early payments will reduce the principal balance due. Borrower agrees not to send Larder payments marked"paid in fuii","without recourse',
or atmiar language. if Borrower sends such a payment. Lender may accept It without losing any of Lender's rights under this Note, and
Borrower will remain obligated to pay any further amount owed to Lender. AU written eammurucatioes conaming disputed amounts,inducing
any check or other payment Instnanennt that Wks*.that the payment constitutes"payment in fur of the amount owed or that Is tendered
with other conditions or limitation or as full satlsf ctIon of a disputed amount most be malted or delivered to: Bremer Bank, National
Association;Mlnneepolla IDS Office;SO South Stir Street,Sidle 240:Mlnneapolls,FAN 55402.
LATE CHARGE. If a payment is 10 days or more tate, Borrower wit be charged 6.000% of the unpaid portion of the regularly sehadded
paymenL
INTEREST AFTER DEFAULT. Upon default,including failure to pay upon fired maturity,the tntereat rate on this Note that be kweseed by 2000
percentage points. However,In no event will the Interest rate exceed the maximamn Interest rate imitatlort under applicable taw.
LENDER'S RIGHTS. Upon default Lender may declare the entire unpaid principal balance under this Note and al accrued unpaid Interest
kn ediately due,and then Borrower wit pay that amount
FINAL AGREEMENT, BY SWING IG THIS DOCINIBIT THE UNDERSIGNED REPRESENTS AND AGREES THAT(A)THIS PROMISSORY NOTE
REPRESENTS THE FINAL AGREEMENT BET1►$N THE PARTIES; (B) THERE ARE NO UNWRrTTEN ORAL AGREEMENTS BETWEEN THE
PARTIES, AND (C)THIS PROMISSORY NOTE MAY NOT OE CONTRADICTED BY EVIDENCE OF ANY PRIOR, CONTEMPORANEOUS, OR
SUBSEQUENT ORAL AGREEMENTS OR UNDERSTANDINGS OF TIE PARTIES.
ATTORNEYS'Pt EXPENSE& Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrwrer will pay
Lender that amount. This Includes,subject to arty limits under applaable law,Lender's reasonable attorneys fees rend Lendefa legal expenses,
whether or not Thera Is a lawsuit, induding reasonable attorneys'fees,expenses for bankruptcy procradings(including
vacate any autanatte stay or Injuncton),and appeals. If not proiiti wer wd by applicable taw,Borro also wet pay enyny court costs,In addition to
al other auras provided try law.
JURY WAIVER Leader and Borrower hereby waive the right to any Jury trial in any action,proceeding,or counbrclalai brought by either Lander
or Borrower against the other.
GOVERNING LAW. This Nab will be governed by federal taw apploh s to Lander and,to the extent not preempted by federal law,the laws of
the Stets of Minnesota to without regent to Its conflicts of law provisions. This Note has been accepted by Lander In the State of UBnneseta.
DISHONORED iTEM FEE Borrower will pay a fee to Lender of S15.00 If Borrower makes a payment on Borrower's ban and the check or
preauthorized charge with which Borrower pays is later dishonored.
RIGHT OF SETOFF. To the extent permitted by applicable law,Lender reserves a right of setoff In all Borrower's accounts with Lender(whether
dheddng.savings,or some other account). That Includes all accounts Borrower holds jointly with aomame else and all accounts Borrower may
upon in the future. However,this does not Include any IRA or Keogh accounts,or any trust accounts for which eetofl would be prohibited by
law. Borrower authorizes Lender,to the extent permitted by applcable law,to charge or setoff at sums owing on One Indebtedness against arty
and all such accounts,and.at Lender's option,to edeniniebaUvety freeze all such accounts to allow Lender to protect Lender's charge end setoff
rights provided In this paragraph.
ADVANCES.The purpose of this note Is to provide a edh to cover drafts Issued by the Beneficiary against the Letter of Credit which has been
Issued In conjunction with this prmrassory note.The terms and conditions lender which the Beneficiary may Mole a draft against the Borrower
are contained in the Latter of Credit,
REIMBURSEMENT OF DRAFTS.The Borrower hereby agrees to pay the Larder on or before the next business day following arty payment by the
Lender of arty draft drwern under She Letter of Credit a sum equal to(I)the amount so drawn under the Letter of Credit,plus(Ii)an amount equal
to the Lender's wing fee for payment of such draft(which shag not exceed$100.00),plus(lit}interest on the armed so drawn.
ll 111111 IHfflIH II1 W ' III I1I Ill LI l hUh ICI 11:I I III III 11 hI1 I II 1 [ H
"0000000077026766-30090082720c9'
ASSIGNMENT OF DEPOSIT ACCOUNT
r — r , r rtr c "its _i. . Ki n�' ., s :_•7,2z
References In the boxes above are for Lender's use on and do not limit The apple btly of this document to any particular loan or Item.
Any tern above containing hat been omitted due to text length Imitations.
Grantor. Camp Firs Minnasote Lender. Ilremsr Bank,National Assoalation
482911krnetonka Blvd Suite 202 Minneapole IDS Office
St Louis Part,MN 55416-2211 80 South 8th Street,Sub 240
Minnespoiis,MN 55402
THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated August 27,2019, is made and executed between Camp Pb.Minnesota Memnon and
Bremer Rank,Nudtcral Aasodatlon('tender")
ASSIGNMENT. For valuable ormaldera ton,Grantor assigns and grants to carder a security Interest In the Colataral,Including without Imitation
the deposit socount(s)described below,to sears the Indebtedness and agrees that Lender shall have the rights stated In the Agreement with
reaped to the Collateral,in addition to at other rights welch Lender may have by law.
COLLATERAL DESCRIPTION. The word'Coiaterar means the following described deposit account(e)("Accourir):
CD Account Number 6516449 whh Lender with an approximate balance of$151,302_30
e nd al proceeds from Account and A) al Interest whether now allaccrued or renewals. Ire acemr entsland substitutions forhereafter made to the Account (C) any
(� P any of the foregoing.
In addition,the word"Colateree Includes at of Grantor's property(however owned if owned by more than one person or entity),in Lender's
peenaleion(or In the possession of a teed party subject to Lender's control),whether existing now or later and whether tangelo or Intangible in
character.Inducting without limitation each and at of the folowng:
(A) All properly to welch Lender acquires tide or documents of Otte.
(9) Al property assign ed to Lender.
(C) All promissory notes,hils of exchange,stock certificates,bonds,savings pesebooia,time artdicates of deposit,Insurance potcks,
e nd at other Instruments and evidences clan obligation.
(D) AU records Maing to any of the property described In this Collateral eectlon,whether In the form of writing,microfilm,retrofires,or
e lectronic media.
CR0$$-COLLATET AL12ATION. In addition to the Note,this Agreement mares all obligations,debts and Ilabintles, plus Interest thereon,of
Grantor to Lender,or any one or more of them, as wed as att claims by Lender against Grantor or any one or more of them,whether now
direct
• g ohereafter ng whether�related or unrelated the purpose of the Note,whether voluntary or otherwise,whether due or not due,
contingent.or Iquldaled or tail u dated,whether Grantor may be liable lndiMdualy or
jointly with others,whetter obligated as guarantor,surety,accommodation party or otherwise,and whether recovery upon such amounts may
be or hereafter may become bathed by any statute of!imitation,and whether the obligation to repay such amounts may be or hereafter may
become otherwise unenformebie.
RIGHT OF SETOFF. To the extent permitted by amicable law,Lender reserves a right of setoff In al Grantor's accounts with Larder(whether
dieddng,saving'', or some other account). This inductee al accounts Grantor holds jokey with someone else and ad accounts Grantor may
open In the future. However,this does not Include any IRA or Keogh accents,or any trust accounts for which setoff world be prohibited by
law. Grantor authorizes Lender,to the extant permitted by applicable law,to dirge or setoff all sums owing on the Indebtedness against any
and al ouch accounts,and,at Lender's opeen,to administratvely freeze all such accounts to allow Lender to protect lenders charge and Setoff
rights provided In this paragraph.
GRANTOR'S REPRESENTATIONS ANO WARRANTIES WITH RESPECT TO THE COLLATERAL With reaped to the Collateral,Grantor represents
and premises to Lender that
Ownership. Grartor Is the lawful owner of the Collateral free and dear of el bans,tens,encumbrances,and claims except as disclosed to
and accepted by Larder ki witting.
Right to Grant Security Interest Grantor has the full right power,and authority to enter Intl this Agreement and to assgn the Collateral to
Lerida.
No Prior Assignment Grantor has not previoudy granted a security Interest In the Collateral to any other creditor.
No Further Transfer. Grantor shall not sea,assign,encumber,or otherwise dispose of arty of Grantor's rights In the Collateral except as
provided In this Agreement.
No Defaults. There are no defaults relating to the Collateral,and there are no offsets or miuttercaTns to the same. Grantor will steely
and promptly do everything required of Grantor under the terms, canteen, promises, and agreements contained In or relating to the
Collateral
Proceeds. Any end at replacement or renewal certificates, Inatrcmranttr,or other benefits or protases related to the Collated that are
received by Grantor shad be held by Grantor In trust for Larder and Immediately than be delivered by Grantor to Lender to be held ea part
of the Collateral.
Vafidtty; fending Effect This Agreement Is binding upon Grantor and Grantor's successors and assigns and Is legally enforceable In
accordance with Its terns.
Financing Statements. Grantor authoress Larder to file a UCC financing statement or alternatively,a copy of this Agreement to perfect
Lender's'security Interest At Lender's request Grerttor adthlorraly agrees to sign all other documents that are necessary tc perfect,
protect and continue Lender's aeourlly interest In the Property. Grantor we pay all filing fees,title transfer tees,and other fees and costs
ASSIGNMENT OF DEPOSIT ACCOUNT
Loan No:77026756-3 (Continued) Page 3
No Waiver by Lender. Lender shall not be deemed to have waived any rights under this Agreement unless such wilier Is given In wiling
and signed by Lender. No decay or omission on the part of Lender in exercising any right anal operate as a waiver of such right or any
other right A waiver by Larder of a provision of this Agreement shall not prejudice or constitute a waiver of Lender's right otherness to
demand strict compeer=with that provision or any other provision of this Agreement No prior waiver by Lender, nor ray coulee of
dealing between Lender and Grantor,shell constitute a waiver of any of Lender's rights or of any of Grentota obligations as to any future
transactions, Whenever the consent of Lender Is required under this Agreement,the granting of such consent by Lender In any Inatenoe
shalt not constitute oontnting consent to subsequent instances where such consent is required and in an cases such consent may be
granted or withheld in the sale discretion of Lander.
Notices. My notice required to be given under this Agreement shell be given In waling,end steal be effective when edualy delivered,
when actually received by tdefarsimle(unless otherwise required by law),when deposited with a nations/y recogni>ed overnight courier,
or,If maned,when deposited In the United Stotts mall,as fret doss,corned or registered mall postage prepaid,emceed to the addresses
shown near the beginning of this Agreement. My party may change Its address for notices under this Agreement by giving formal vMtten
notice to the other parties,specifying that the purpose of the notice Is to change the pates address. For notice purposes,Grantor agrees
to keep Lender Informed at al tines of Grantors current address. Unless otherwise provided or required by law,If tears I more than one
Grantor,any notice gtv n by lender to any Grantor is deemed to be notice given to all Grentora.
Fewer at Attorney. Granter hereby appoints lender as Its true and lawful attorney-in-fact,Irrevocably,with flip power of substitution to do
the following: (1) to demand,collect, receive, receipt for, sue and recover an stone of money or other property which may now or
hereafter become due,owing or payable from the Colaterat; (2) to execute,sign and endorse any and all realms,Instruments,receipts,
checks,drafts or warrants issued In payment for the Colaterai; (3) to settle or compromise any and al daes arising urder the Colateral,
and In the place and shad of Grantor,to execute and deliver Its release and sesttie ne nt for the deem;and (4) to file arty claim or darns or
to take any action or institute or take part In any proceedings,either in Its ern rwree or in the name of Grantor,or otherwise,which in the
discretion of tender may seem to be necessary or advisable. This power is given as security for tie hdattednesa,and the authority hereby
conferred Is and ghat be trrewcable and shall remain it full force end effect until renounced by Lender.
Severability. If a court of competent jurisdiction finds any provision of this Agreement to be Nagai, Invalid,or unenforceable as to airy
circumstance,that ending shall not make the offending provision iliegat,invalid,or unenforceable es to any other circumstance. if feasible,
the offending provision shall be considered modified so that it becomes legal,veld and enforceable. If the offending provision cannot be so
modified,tt shall be considered deteted from this Agreement Unless otherwise required by law,the Legality,Invalidly,or unenforceeblity
of any provision of this Agreement shall not affect the legality,validity or enforceability of any other prevision of this Agreement
Successors and Assigns. Subject to any Imitations stated in this Agreement on transfer of Grantor's Interest this Agreement shell be
binding upon and Inure to the benefit of the parties,their suocaseors and assigns. if ownership of the Collateral becomes vested In a
person other than Grantor,Lender,without notice to Grantor,may deal with Grantors successors set%reference to this Agreement and the
indebtedness by way of forbearance or extension without releasing Grantor from the obligations of Iris Agreement or liability under the
Indebtedness.
Survival of Representations and Werrantlaa. All representations,warranties, and agreements made by Grantor n thia Agreement shall
survtve the execution and delivery of this Agreement,shall be continuing In nature,and shall remain I i full force and effect until such tme
es Grantor's indebtedness shall be paid in full.
Time Is of the essence. Time is of the essences In the performance of this Agreement.
DERWf10N& The following capitalized words and terms shalt have the following meanings when used In this Agreement Unless specifically
stated to the contrary,all references to dotter amounts slid mean amounts in lawful money of the United States of America. Words and terms
used in the arrgiAar chat Include the plural,and the plural end hrrhrde the singular,as the context may require. Words and terms not obeerwise
defined In this Agreement shall have the meanhigs attributed to such terms In the Unfiorm Commercial Coda
Account The word Account'means the deposit emerge)deserted In the'Collateral Description"section.
Agreement The word•Agreement^means this Assignment of Deposit Account,es this Assignment of Deposit Account may be amended
or modified from time to time,together with al exhtW end schedules attached to this Assignment of Deposit Account from tens to time.
Borrower. The word'Borrower means Camp Pea Menneeote and induces all co-signers end co-mdcers aignhg the Note and all their
successors and assigns.
Collateral The word'Collateral"means all of Grantors right,tile and Interest in and to al the Collateral as described in the Collate al
Description section of this Agreement.
Default The word"Defeutr means the Deface set forth in this Agreement In the section titled"Default'.
Granter, The word'Grantor'means Camp Fire Minnesota.
Indebtedness. The word indebtedness'means the indebtedness evidenced by the Nota or Related linrurneneta,including an principal and
interest together with all other Indebtedness and costs and expenses for which Grantor Is responsible under this Agreement or under arty of
the Related Documents. Specifically, without limitation, indebtedness includes an amounts that may be indirectly secured by the
Ctoes-Conateraftzation provision of fits Agreement
Lender: The word"Lender means Bremer Bahr,National Association,its successors and assigns.
Note. Tie word 'Note' means the Note dated August 27, 201g and executed by Camp Fite Minnesota In the principal amount of
$71,000.00,together with al renewals of,eemeneione of,modifications of,refinancings of,ccnsoldattara of,end substitutions for the note
or area agreement
Property. The word"Property'means all of Grantee right title and Interest In and to an the Property as described In the"Collateral
Desaipflon'section of this Agreement
Rotated Documents. The words 'Related Documents'mean ail promissory notes, credit agreemar s, loan agreements, environmental
agreements,guaranties,security agreements,mortgages,deeds of trust,security deeds, collateral mortgages,and an other instruments,
agreements and documents,whether now or hereafter eadating,executed In connection with the Indebtedress.
CORPORATE RESOLUTION TO BORROW! GRANT COLLATERAL
L.
-zrt t-`�"- ,r. .. � .. e re r: - trys �-• - S•,ti,i..,..w i ..a-.....- -,a'ra44 =
'�_ ... _t.r :x"{ i:i T'-�• .,.oi r.7 ,L. -T 3�-be'4s �s t'44+ ..��.t'T .t 4a .'a. -,.tez'v _
References Si the boxes above are for Lender's use onty and do not hntt the apptica*biky of this document to any patellar loan or Item,
M y twill above containing has been omitted due to tend length tmestlona.
Lender Bremer Bank,National Association
Corporation: Camp Fin Minnesota lanneepols IDS Office •
4829 lineetonka Blvd sung 202 80 South nth Street,Sulk 240
St Louis Park,MN 55415-2211 Nitnneapola,MN 55402 i r
I
f,THE UNDERSIGNED,DO HEREBY CERTIFY THAT. t I
NE CORPORATION'S EXISTENCE. The complete and correct name of the Corporation Is Camp Fee Minnesota ("Cmporatlon''). The
Corporation is a oorporatlon for profit which Is, and at a1 times than be, duty organized,validly existing,and In good standing under and by 4
virtue of the lawn of lime Stele of Minnesota. The Corporation Is duty authorized to transact business In all other states in which the Corporation
is doing business,having obtained al necessary filings,governmental licenses and approvals for each state In which the Corporation is doing
business. Specifically,the Corporation is,and at al times than be,duly qualmed ss a foreign corporation in all states in which the falure to so •
qualify would have a material adverse efferi an Its business or financial condition. The Corporation has the full power end authority to own Ns •
properties end to transact the business M which It Is presently engaged or presently proposes to engage. The Corporation maintains an office at
4829 Minnetonka Blvd Suite 202_St Louis Park,MN 55418 2211. Unless the Corporation has designated otherwise In writing,the principal
olioe is the office at which the Corporation keeps its books and records, The Corporation will notify Lender prior to any change Ir the location
of the Corporation's state of organization or any change In the Corporation's new The Corporation shall do al things necessary to preserve
and to beep in RA force and effect its existence,rights and privileges,and sheA comply with all regulations,rules,ordinances,statutes,orders
and decrees of any governmental or quasi governmental authority or court applicable to the Corporation and the Corporation's business
activftlea_
RESOLUTIONS ADOPTED. At a meeting o'the Director of the Corporation,or if tie n is a corporation having no Board of
Directors then ate meeting of the Corporation's shareholders,duly calsd and held on , at which a quorum was
present and voting,or by other duly authorized action In feu of a meeting,the resolutions sat Readatlon were adopted.
OFFICER. The following named person Is an officer of Camp Fire Minnesota:
19AMEH IIILEa aizatataQr •
Mamie K Wells CEO Y X �J
ACf OAi5 AUTHORIZED. The authorized person listed above may enter Into any agreements of any nabse with Lender,and those agreements
will bind the Corporation. Specifically,but without limitation,the a u hortzed person Is authorized,empowered,and dttected to do the following
for and on behalf of the Corporation:
Borrow Money. To borrow,as a cosigner or otherwise,from time to time from Lender,on such terms as may be agreed upon behreen the
Corporation and:ender,such sum or sums of money as In hts or her judgment should be borrowed,without Imitation.
Execute Notes. To execute and deliver to Lender the promissory note or notes, or other evidence of the Corporation's credit
accommodations,an Lender's forms,at such rates of Interest and on such terms as may be agreed upon,evittencirg the sums of money so
borrowed or any of the Corporation's Indebtedness to Lender,end also to execute and deliver to Lender one or more renewals,extensions,
modifications,refinancings,consolidations,or substitutions for one or more of the notes,any portion of the notes,or any other evidence of
credit accommodations.
Grant Sacwlfa. To mortgage,pledge,transfer,endorse,hypothecate,or othemwtse encumber and deiver to Lender any property now or
hereafter belonging to the Corporation or in which the Corporation now or hereafter may have en intoned,including without limitation al of
the Corporation's real property end all of the Corporation's persanai property(targbk or intangible),as security for the peanent of arty
bans or credit accommodations so obtained,any promissory notes so executed(Inriding any amendments to or modfiratiorra,renewals,
end exteeaiona of such promissory notes),ar any other or further indebtedness of the Corporation to Lander at arty time Mang,however
the same may be evidenced and as a security for the payment of any loans,any promissory notes,or any other or further indebtedness of
Camp Fire Minnesota to Lender at any one owing, however the same may be evidenced Such property may be mortgaged,pledged,
transferred,endorsed,hypothecated or a nasrbaed at the tuna such loans are obtained or such indebtedness Is incurred,or at any chef
time or times, and may be ether In Walton to or In Isu of any property theretofore mortgaged, pledged, transferred. endorsed,
hypothecated or encumbered. The peovslona of this Resolution authorizing or misting to the pledge,mortgage,bander,endorsement,
hypothecation,granting of a security interest In,or in any way enarnbering,the easels of the Corporation shall Include,without Imitation,
doing so In o der to lend collateral seaafy for the indebtedness,now or hereafter existkg,and of arty nature whatsoever,of Camp Fie
Minnesota to Lender. The Corporation has considered the vste to I sel of lending cabstand in support of such Indebtedness,and the
Corporation represents to Lender that the Corporation I benefited by doing so.
Execute Security Documents. To execute and delver to Lender the forme of mortgage,deed of that pledge agreement,hypothecation •
agreement,and other security agreements and financing statements which Lender may require and which shaf evidence the terms and
rendition under and pursuant to which such lens ed err umbrartces,or any of them,are given;end site to easoufa and deliver to Larder
arty other written instruments,ern chattel paper,or any other collateral,of any keel or nature,which Leander may deem necessary or proper
In connection with or pertaining to the tiling of the lens and enymbrances.
Negotiate Items. To draw, endorse, and stsoount with Lender Al drafts, trade aooeptenoea, promissory notes, or other evidences of
Indebtedness payable to or belonging to lie Corporation or In which the Corporation may have an Intereo%and abhor to receive cash for the
same or to cause ewe proceeds to be cradled to the Corporation's account with Lender, or to cause such otter deposition of lie
proceeds derived therefrom as he or she may deem advisable.
Farther Acta, In the case of Ines of credk,to designate additional or alternate Individueb es being authorized to request advances wider
such Ines,and in all rases,to do and perform such other acts and things,to pay any and a1 fees and costs,and to execute and Mho*
such other documents and agreem enter,li ng agreements waiving the dell to a trial by Jury,as the officer may in his or her discretion
demo reasonably necessary or proper le order to carry into effect the provisions of the Resolution.
ASSUMED BUSINESS NAMES. The Corporation has fled or recorded al documents or filings required by law relating to ei assumed business
names used by the Corporation. Exdtuing the name of the Corporation,the following is a complete list of al assumed business names under
which the Corporation does buainesc None.
i :u II nii iiii II if 1111111111111. iiii[ ii i EI III I ll iili i i ICI I iiii II
0000000077026756-3034506272019•
DISBURSEMENT REQUEST AND AUTHORIZATION
T.'.'. • _ _.._ � -. .+ •��4 __ L. •�'>K� cx ti#'� _ �S. t.,t.:� 1p. .. ..-
References In the boxes above are!Dr Lender's toe only and do not limit the appticabNly of Bibcu doment to any particular ban or Rem.
Any Item above containing ""has bean omitted due to text Iengft ihnitatlons
Borrower Camp Fie Minnesota Lender Bremer Bank,National Association
4829 Minnetonka Blvd State 202 NlnnaapetieIDS Office
St Louis Park,MN 66416-2211 BO South eel and.Suits 240
Minneapolis,MN 65402
LOAN TYPE. Thh h a Red Rats(2.000%)Nondiscksable Loan to a Corporation for S71,000.00 due on demand and,if no demand,on
November 30,2020.
PRIMARY PURPOSE OF LOAN. The primary purpose of this ban Is for.
Maintenance of Borrower's Primary Residence.
❑Personal,Family or Household Purposes or Personal Investment
❑Agrlcuterral Purposes.
®Business Purposes.
SPEOFIC PURPOSE. The spetic purpose of this Inert is: Letter of Credit.
DISBURSEMENT INSTRUCTIONS. Borrower understands that no loan proceeds will be disbursed until all of Lender's conditions for making the
town have been satisfied. Please disburse the loan proceeds of$71,000.00 as foibvs:
Other Disbursarnants: S71,000.00
$71,000.00 Letter of Credit GL
Note Principal' $71,000.00
FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO LENDER THAT THE
INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S
FINANCIAL COMMON AS INBCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO LENDER. THIS AUTHORIZATION is
DATED AUGUST 27',2019.
BORROWERt:
CAMP \
Ilsssla�Cwai�, ol Camp Fire Znnesata
ter..f0,I. Al WP rr,e.a-,P IleZiOr11oPUMNfR TNMe Mars _
Pam M. Johnson
Bremer Bank D 651-734-4566
8555 Eagle Point Blvd P 651-734-4726
PO Box 1000 P 833-207-4993
Lake Elmo,MN 55042
pmjo h nso n@breme r.com
Steckling, Jean
Subject: Camp Fire Minnesota (Camp Tanadoona) LOC
Start Date: Friday, August 30, 2019
Due Date: Monday, May 30, 2022
Status: In Progress
Percent Complete: 0%
Total Work: 0 hours
Actual Work: 0 hours
Owner: Steckling, Jean
Categories: Security
LC#S120011179 expires 11/30/20
Camp Fire Minnesota (Camp Tanadoona)
Planning Case No. 2019-05
$71,000
Bremer Bank, National Assoc.
Standby Letters of Credit
8555 Eagle Point Boulevard
MN-001-73FO
Lake Elmo, MN 55042
* Notify MacKenzie Young-Walters for Updates
*This LOC shall automatically renew for successive 1-yer terms unless the bank notifies the City at at least 45
days prior to any expiration date that this LOC will not be renewed.
10/6/20— Per Jill, perform a final landscape walk-through on Sept. 1, 2021; Per George, coordinate a
boulevard restoration and erosion control inspection in 2021. Also, Steve was in the neighborhood and swung
by the Camp Tanadoona site. The contractor hasn't done anything to date (Steve met with them last
Tuesday). Process this and hold the full boulevard restoration item. Per MacKenzie, the LOC will need to be
kept for one more year (11/30/21). The LOC can be reduced by $59,400 to leave a balance of$11,600— a
letter to the bank has been done. *Set reminder for: Sept. 1, 2021 for Landscaping, Boulevard Restoration and
Erosion Control THEN for LC status for Nov. 30, 2021.
11/6/20— Received an amendment to the LOC amending the reduction from 10/6/20. Js
9/1/21—Status? Per MacKenzie, waiting on Eng. to clear their portion; he has spoken to George about this and he
has asked Matt P. to look into it. Js
10/1/21—Status?
1
10/7/21—Per George Bender- Matt was able to inspect the site.There will be additional clean-up and restoration
required of Camp Tanadoona. Charlie hasn't confirmed yet if the mix placed on top of the patch was completed by our
street staff; I don't think we are going to require this to be milled out and replaced though. Check back 11/30/21 unless
Engineering has an update sooner.Js
11/30/21—MacKenzie, status? Per Matt P., visited the site in early November. No prep was done, sod was laid down on
top of leaves and etc. They did not address the second area that was needed that is about roughly 30' south of where
they laid sod down. He pointed out that area in the last two emails after his site visits.They still need to stabilize the
other area south of where sod was laid down. Site will need to be inspected next spring. Per George, basically, it can't be
released this Fall due to work not completed in the ROW and it will need to be re-inspected in Spring.
5/16/22—Status? Per MacKenzie/George: Matt P. to schedule a review of this site early next week and report back
observations.js
2
Steckling, Jean
From: Bender, George
Sent: Wednesday, September 23, 2020 1:19 PM
To: Walters, MacKenzie
Cc: Steckling, Jean; Sinclair, Jill; Ferraro, Steve; Pinkalla, Ryan; Burke, Charlie
Subject: RE: Camp Tanadoona Letter of Credit
Attachments: Tanadoona Restoration by Hyd.jpg; Tanadoona Restoration - West side 1.jpg;
Tanadoona Restoration - West side 3.jpg; Tanadoona Restoration - West side 4.jpg
MacKenzie,
Please don't release the boulevard restoration and EC portions of the escrow. We should also coordinate having their
PM or contractor meet Steve out there next week so that they can discuss trying to get this addressed yet this
season. There likely won't be much of the silt fence left after winter. We don't have any contacts for this site plan
agreement.
From the pictures it doesn't appear much (any?)topsoil was installed. In addition there is almost no growth by the
hydrant and the west side is mostly weeds. We aren't sure what they planted.
? D George Bender, PE
Assistant City Engineer
CITY OF CHANHASSEN
PH. 952.227.1164
+ FX. 952.227.1110
www.ci.chanhassen.mn.us
From: Walters, MacKenzie<MWalters@ci.chanhassen.mn.us>
Sent: Monday, September 21, 2020 10:46 AM
To: Bender, George <GBender@ci.chanhassen.mn.us>; Sinclair,Jill <jsinclair@ci.chanhassen.mn.us>
Cc: Steckling,Jean <jsteckling@ci.chanhassen.mn.us>
Subject: RE: Camp Tanadoona Letter of Credit
Gotcha. Let me know when you know and thanks for the update.
-MacKenzie
From: Bender, George <GBender@ci.chanhassen.mn.us>
Sent: Monday, September 21, 2020 10:45 AM
To: Walters, MacKenzie <MWalters@ci.chanhassen.mn.us>; Sinclair, Jill <jsinclair@ci.chanhassen.mn.us>
Cc: Steckling,Jean <jsteckling@ci.chanhassen.mn.us>
Subject: RE: Camp Tanadoona Letter of Credit
MacKenzie,
I've been waiting to hear back from Steve from the visit he was going to take out there (see attached email) prior to
sending a response.
i
t r George Bender, PE
Assistant City Engineer
• CITY OF CHANHASSEN
PH. 952.227.1164
FX. 952.227.1110
a www.ci.chanhassen.mn.us
0
From: Walters, MacKenzie<MWalters@ci.chanhassen.mn.us>
Sent: Monday, September 21, 2020 9:47 AM
To: Sinclair,Jill <jsinclair@ci.chanhassen.mn.us>; Bender, George <GBender@ci.chanhassen.mn.us>
Cc: Steckling,Jean<isteckling@ci.chanhassen.mn.us>
Subject: RE: Camp Tanadoona Letter of Credit
George,
If you don't have any objection, I'll go ahead and see about reducing the letter of credit to 10%for landscaping and
dropping the boulevard and erosion portion?
Let me know!
-MacKenzie
From: Sinclair,Jill <jsinclair@ci.chanhassen.mn.us>
Sent:Thursday, September 17, 2020 1:27 PM
To: Walters, MacKenzie <MWalters@ci.chanhassen.mn.us>; Bender, George <GBender@ci.chanhassen.mn.us>
Cc: Steckling,Jean <jsteckling@ci.chanhassen.mn.us>
Subject: RE: Camp Tanadoona Letter of Credit
George and MW,
I inspected Tanadoona this morning. All of the trees, shrubs and perennials are in. There are areas around the entry
drive with EC blanket that haven't germinated yet and an area near the hydrant along Tanadoona Dr near the entrance
that looks like it's getting sediment from runoff and is therefore bare. The landscape escrow can be reduced to 10%of
the total if those issues will be addressed by the erosion control or boulevard restoration. (MW-The city holds the
remaining 10%for one year and releases that after a final landscape inspection.) Let me know what you think George.
Also, I've copied Jean on this. She's usually kept in the loop on any LOC requests/reductions.
I 0 Jill Sinclair
Environmental Resources
Specialist—ISA Certified
Arborist MN4545-A
f. CITY OF CHANHASSEN
" PH. 952.227.1133
FX. 952.227.1110
www.ci.chanhassen.mn.us
r.
From:Walters, MacKenzie <MWalters@ci.chanhassen.mn.us>
Sent:Tuesday, September 8, 2020 3:39 PM
2
To:Sinclair,Jill <isinclair@ci.chanhassen.mn.us>; Bender, George<GBender@ci.chanhassen.mn.us>
Subject:Camp Tanadoona Letter of Credit
Jill and George,
Camp Tanadoona is wonder if they need to maintain their letter of credit (see below). Form my records it looks like we
have a $71,000 letter of credit to cover the following:
$66,000- Landscaping
$2,500- Boulevard Restoration
$2,500- Erosion Control
Please let me know if you still need the letter of credit maintained or what you need from them in order to release it.
Thanks,
-MacKenzie
Hi MacKenzie,
Now that the Tanadoona project is complete is there any requirement to maintain this letter of credit any longer? The
plantings are guaranteed for 1 year by the landscape contractor.
Thank you,
Connie
Y MacKenzie Young-Walters, AICP
.I 100 Associate Planner
CITY OF CHANHASSEN
r PH. 952.227.1132
FX. 952.227.1110
y e L 5 www.ci.chanhassen.mn.us
0
3
---- 7.-...i - • ' CI
111.X. I 1 ''''..f''
.. , „V. .-:. l li......., .F a „c'- ., .,' -
- - -,..- ...• ` •.. 4.11, lik • . e .*'•- sr1 ..
,t
• n..1.
• ...._4,4, - t, -7‘: k •.r .; , . ••,?ii'l t , 1 - N'
."!-
-1.- • i
-.1.
. --'••••-r--g.V1 il ' .••• - .r.-- .- ,. - „ • -,' •.,,t• .Alt•-• ,e, -.•• '47' . '- 1,10644..• , 41%
.....1.„„„‘ -
•
. ,:.-;71,... ....• lie .-
. Al ..
•
...0.14 ' . --11 1: •
'Li.:. , ..c•,.. N...ii• -.A • ..: - • - ? • 4 1
011" , l• 1."-t' ;' :•74.-c' - . *''- '‘ . • 4--; '. ".. .11'-- r . Ia4',4,(1411r$0.
.1t• .r -. . 4. -'' li ,,• 47:., 'ft r • _ -
. ...
• - -..... - -- ... ' ,,_._-- ,.. , .., ' f•in-._,,P.iT ‘,•;'4" '117 .
.3
. • --`.'•: 1'3- /••'14, - - -art& • ....7 i. • ,‘, , j'' . 7''''lilt ...TA, , ,iiit, A .7,,t-V-fir-, • , • , 7/1
e•,`. ,
' ''*-41..41;11.V.:•
."- 6\ -'' • -• " ' 4
_, d. - 'At,' .
, 444 ,i : il,
---...,
----4,..* '.44. .... --.c..11, •, ,4,A .; •
-, . 44.4 .. ... - • ..-. I Alt - - •-: . ,. , " .0.„jiliw 1li...
..:St"., ''. ''.- . -Ott%itc,1 a:' ;4-•-.‘ .-i ....,% 1 i,,-. ' :/ ' ." ,'iviiii4-4 ko'`q, ., --,•-i, ..,-
•. it.., N On • r-_. `• ' )it 4 ..-.4 ..' -, ..•.. . ..-.--- ----....441141,- .; •..,... '1.4.. - 1; ,..-,' ..„.-,"1-f- I , - , 3+1 . . 11-4
4.4.7 . ...... 2,.„:;..„..",j , ... 7, .:J?•t.•' ; , l ' . .."-f - -.,-: ---4.4\- .---1. ./,,,"... , , ' •••• :
.7..4%2.."';. V.. 'I'V. k x •-, 4,- ---•--viA•1- ,...4-..„,.•• ..:._ ,,..., - t.,.. 4 • • , 2. -7- ...! . ,g
. - " 4-- — • . .01-<-7.-41,•vvA . ,°- 4-- -•1,4,- '. - r * - •
.... , -,litt'I'...- - : ':-• v • ' •Li•--,-*)'•'; .--i-- ...... --It -1...,„."-- ,,,,..> .. • .-, . , ,,. ..„
• '.
t. ." ' V! •.t:r%, 't,,' ' ' '-IR°, r4, ., .- - ,,f q4,, .4., ..•
— '`'^'- -4 . :-!;•- ' . •;/' . 40,44 : ." s, ' 4 "-- -".
- "P 1- . v
---.. • - - ,, • - ,•• ';-:,. \- •...4.*:,-,74'0?. ' ''''S'
4.„,. -,-_ ,-. .- '—',•.,—.---- -,..t. .4 •,, •'7-•.-- .%.., - -3,* ' -- ,- -I
" r.,.. • -. - i -, tv 4.• - . •• -1,•--..,-' ,.,4:r...4,- -; - -,. •-it•7 : 4 .'
T-• •.:-. . ,...,,••• 7.‘_:••.,•••• ••_?... - e .,..,..; •k ...-- :-. i ..,4' l -,,, •:.x-,.. 1 .. w -.? 1„ . •- r. ,..,_• _ 4.
,,,t. . • ' • '• - - i:.4...2-v1---.* 'i -• -KW. •t';1'• .- v`iiti* ' '- " " • -' • • ' • r-- *.Y'' *4 .A•'
tl. '-''-'.-' A.-i•-' --A#. '•• -4-.-f_..,,k. ("4. •4'14' '•• •' ' ' ' •
; •--'44'. ' -,,-..4ripi. •-•*gt. V:''. W,t 4 • .'.lie ' 1Z' ••t-,* i' )C.
' I. .44" ‘4,, •-:: " -4 - '• ---' .. '- "tz%:-7,18.t-L': ‘v". •' It:.:•'. e ...'.' '4°4
'.., iVil.t IL. v.
• ' '
'4 , 1 L 4, ,_,- , 1., - .• rj...,;', 1,,',' ' -51. •;;,(4-= - .---- -• -,....,..--_. i.,!los: , ,.....• ..-
. - -y ..•-, - •..-} :AS, ' "•' Ar• '.4 -, • • -
.. - , ...se: -•.,....: _ ..N •.434. ''''- 4, ,-' ~ ,
• -- ' ' '''''• , - .-- ,,,. t; ••;;.•'•. - '',,'''f. •,,, '1'41_ : , ..?-..„:-Y ... , . ..i-4.-. .--__.:;
I- • ' •,.' .• • -4 '14.b,af ' ''1_,..%44.1-.. 'T --•4 ..." 4,-;. • .',.; ''' I.: 4'
. z ,,... • ,
- - < A 11••• ,. 4:--,.x.;,,, ....: - -•.., ','. '417..x'"4,,'y.., • 4 4- , 7. ' - • .• . .14.1'.-4, 47,..,. •.x. ' . • s
1 IL - -,....‘ - ..., .: ,...1 .. , .,..., ......• ,. ...„15, ;ir 4,44$ s *,!'s # .-
- j1C . . 'i• ''-i.•, •''
,'.;• . 't ..• '.4--k 4'4" 41,-,...idr....3 • ,-;.•-• ""'E '• ' ;;,-."4 •41.r-.• 'i, .• :••••
1ZIMI - ':ir' C:
______ __.... . ••_ -, .
'4'1 ' '-ik - ."r• '7,it pilet'' ',1Z-7 -CI '. •if?./41:0. .. ' 4":ett 't- '2•,:.-;‘'
,' ,-- -`,t,r ,...•,, ' ••-:.e. , - ..„.,,'„ 41-12'445)_, ,-,<, r-- - !' . . .1 • viit--;.44,-S. . • 1
< , - .--- ---, ..... <-,1:9, 4-- ,, ..".. -- --t-' '.4.4,ft.:. \r.411/tf-• - * ., -AR' > ,.
- .. -.- .!...?.-., ,...... . .._ . _ we...1p- ,,,,.1. 4:4A• ,,., : .., .... ..... `,A... ,_...1-..1t. M. ..-
." _.____ .- -•
. .-
' '. ' ' *-7 •- X
•, ' . ...e._ ' .' '..‘ •: \- "4 - 7 1"
k4 : .... ' ,-. .. ' ,- "4-
. .. Pet'. . .
.\ .. It , . . ..,...I3...,... • :,,: i.. _ ..,_ •:0,1.41.- ;.-:,- - .-,
,
. .
,.
, .
1 .-.,......lk ..,e --,,-....,- , - r,• ,- •.,-T • .1,1•-• '7"-:' . . : :.•5*--,tt .' --!:.,-7",. 4•.6.- '.r • •-v.,
-,•I' - -" ''.-41,.);. _.),g.: tLlv
'' - ''..- -- '#: ,-11,,P.;,,, -t,
,,,,, .1:c..y• s.
..40.4,...lar, f., --4' ,ip, ,,.-,..i .
..,.-.........„7„4, . , . . ....•,-., .....4.
•„..-* -,-r."...t1
- 1_,,JrPW:7tr-..-= ...•-l'arA"..i.---' -:III 4-i -., ,./A.' _ ,, ' . Plo. ..l'' '-illi•-• '_ 4... lik.,14!.-
s. 14- ... • .4-, r , v,41-4._- iv .1„...,.4* 4 .
fia..-- ,.• '• - ,e •• ---- -• • .,, .... , • ••• A -. •''' 1-:-..-7.6: •'• .0,13'1 . **3.:--W:-'--, '''.:,..:'.,-eil.'"41 ' -1,'' '
'''-.C... ‘'.• .--''''f ,.%, 4E. -..,' F-- .'4 .IZ' - :A,- .-..-lot.•fr _ •-: , ,
-ea> •.,.: • , ,__ i..., . :‘.-;t,.• •.• •.i. ,.- ,,•;11.-... %r-•,„ *•,- ,. ,.q.„,-,,,, :•-:-. . , ,-_-:‘, - - - • •
i. ,_-, .,- _.,,,, . .1- . 4,t7-4. ?",- e.t:. -• `. 4 - 44,4_ ,- •....1.4 .....- 4,, , , :., .::I
• - • /.. 42 Z . .. ••• ' h.- 4 "- .1:.-is be.. 14,...e. -. • -,•,--',1-11E _,.. ; 4 *. •Act. ,,,,,, -. , „ i . •
'V.` -11.; = "4' '' .. .4. ••••••, t, .1,.., ...... .4, , _yd, • 4.3. ...,.I„..,411. ' .. ,,i-.41L- , , y: -,,,meu L.,4-..r: - -
:::;i,11_ii; _ . • 1,k.-- "i4.-.4',` •-'4.-'7,1 '.."Ager•- '-'?' '~ --.4u,--. i'' . ik -'; 4 ' ' ' i , .
...—. ... _, .: . r , ; . . !...,... la, ..., .r -' w.,,' . -, ' -7'''-.0....:. -,0,_•1- 1, ,1,
..--;.-';••P'''', -. • .• .jA f .' '' e.,;.117- ' - -il;' "Az,.7A-t?' l' •- -,:cot.-1' >-'V. - ''- -'rE-4"'A
,,,t,
• ...5'-,_,
--.- ,- lr.• ' • • • - ,ift•,244( • , ,,-'1 -.. ; '-'' -- ::..-.- :e ' --'"-- -',. .1„,....-<-.,,-; -,.
4,
_ L,• , w,,..- -.,....._...__. .-•,., .,-,.,0.. . •.- , •-••.,.. ••..., :. 4, • %„, • • .0,,, -.. tw- '' '- . ,. „I-
"-• - -s---. ' ' ''' ` • ..•-"' . ' ---4.. 7'•i• '" '' ,..1.41.A.1.1,t-r4-1*..1`• >
_ - •:=7."- .."...Pa' ' 4,P-LiX.44if ..---;-
..- --- -4.4" ,"t•••'' •- ' -" 7,....ift,,z_., ,.i„. _:,,,,,„rf-, :fs,,,- . ,,t,'_ _' %,- 'v-r.11.:::- , ' .I(-4. ,. ,
Ili..tt, .l' 1.57' • - -.'" - e`-'- .
— -14‘ k ; 1..- 7'1"11,7" ... . / . '' 4,.'e.----, ..1/1/4.14,,:tp":•.. --,zsr,ii;I' tk, - , ,, ...i '- -,e)
-• '-'`'-i - - -.- '
,,Itt - i , '''''-e......,, ..- . - ,,d ••:,a; , ... t., • •--,k-s.t.,, .,-,,-_--,..I-4..1-; , -.. : -.1: ,
ill4
41 r4.'f -1'4•11qt: " '
.4•!'
•
'''.1 ,'' '4••••• '1' , ,• . , ' '•4.L. _
' 2 '
z,
•
.1 • ..i
..• -
•4 ...' ' ,`,.. -rn
417'....., • ••, __ ,;
14•••,•- •' 1. •.'i '4,-... ....?kl•,..4 fr,_ ' .. •4• ' ,
, _ ._,„ •••Z• -4 i •Y' : -'.A',1y;i,- i ,.4 NtO• _
-. • •. k 1q • ,• ''• _'' ..r1-•-- 0
•. .
t 'I- .- ' .'t ' • '• . Cr IIIIIpat•
k`•
-i..'41- L m ; -.--••%'"--'..,N5'z . .11s\ _ '
- It.- " •At 1
, ,..,.. x.. ,.... ,
.,'-',..-?',-t3/4:--, .:;-•;-1:',•..i '‘*- '-•:'..•>''°;'.:-..:•,r .-,-s..--:;.4 , .t..rNV:
... t. ..; .,- .Z',- :VI;....-'bf:''.:):44.„ 'f' ;,20,-••':::&- - '
Jr
slit....r........4, ' ...- , •'.'" . ••...1, 4' r•'." ..-1-,',, ,,.. '• • .' 14.14•`^t-,-1.
R—. .,_,--, :,. , 4-1_,• ,..„.,4,, 1-..e.,:s.,.-- .„ '...t•N• '''•'-. '4'''; . --*- ' It'
41 , • d'''- `. ',-. ^,:. ' ,":"4':•`.2-tAla• -- .‘ Afr,- . •• ''4%.,0"i•*'4•:C• '. • • 41S ,414:# ;.t • W'jtel)...; , ''..z.
•, ..r_. ,, _,,,,,,,, ‘.. ,,T.,....,45.. .. ..•,.;, 4.•".t,44.4 • •At ',...#.,,....'..-1.44, . ., s'.
. ,,
--' ":4(__Nik lei,' --I it , - ,,, .?- . 1.,t,' -- - ' tt- - - •
..„ - wt, ,_ , 4„•,. ,I , d...... -. ,...- --• -, •,....,_ .,..-.: ,A.
-T,•I •14.--•.4-
- -t• -
.4.:0 -.11- •ix - v f , 4 . .'
1, .,t `;--,' .6 As , — - t , . -s\ N' 4.,...:0%*d, -^ 'T
.- A .---- .:: ,,,,, .,., , ,s,:4-- vOr=.. r..,. .'",t, .: ;•,, .. -,
,,,
-• - ..,-.- _., ,.-..• . _ •I.,- t-o•
. ..'' • ., 11" :.,; 4 '. ' 0 -..-t •-4-:.- A.. - - --,-, ,- —"KC:.
<•,- .4. ..- •--- „: ..• • 4, .._ -a- • .I,.....' '-',- j 4.4. „
. a 1....1
,.....f.. . -...,:ti. ---,, . , ,
' •••• t '' '''' t,;.• ,„'-41•• -• ,, 7; , ,,','"
I.,' 'A".•- - -1.- ' •- " Lrit . , 4' ! ,.. -N.,
-.4'':`- ,,- -. z. ' - 4 or' ' . , _ , --; -. , f'. .,,••• '•...:
•A
•
•44. • - • -..,-.., .,• *
- --Q- • • .4%. .+.4 - 'la
- ..
• ---
..L 4 1" ‘•••.•- . •,', .... .. - -14::'',_ '44- 04...' V.•,:',.• .
. ' ' ' . 4 • -_ ._ 1... .-0, ..-s. 4,... - -. 44.,*-...,i_..-..,.. -..,..
. ._-4 .„.. ••,i. • """44,4,74‘ .1 -
•
; L • -., < y ' .-++..�T ,, �'°l�ri..1134,
I • 7�t�J�l1.�c' .�..•,- t P• : +
► ,• L. ,,...4.0.....
y am' .....t* y s' y44k 44i+ 01104 'r' " .6 •• f :t
•
•'� .Dt r.i -:H ' - -.) ' {. v '. I .s•l,/f +fit .ti . 1
+ .�-.. Yam.. f `4 nit Y.0.`st _ . 4`9 . i.w -- 4 . r, , , _ 1•_.>y _ 'S ��
_itt to �! 4; ¢•*fly `:d'. r 'c.. , "• . '
1......% 44.. .' , _ . , , :::.„?.1.4 1-.''.."r"....,:...._,..,,..'...e,:,-
..:‘,.....i...7171::.-:‘14":1,,./.-.1'...',4, T1:4 '18111.11.,:'
_ /...,.F.4.:,..:-Ill:.„'":.'•..4.11.•,•.:.414,,.......,4-::::.
l yy• Y 1
�y . ■ ` },• • - + s.
1. ;- 1 :K.'',
i P ..• .•ram..- {.f'I a• .�•t {e JA. i , 'N.4 ^y�`�.�-.
.4; j +r... 1
•
•
• Y _ te'"' �, Z tti{ Y -� •a tif , , ., w•..: x . I° , •
,fir +. ` i 7 +
. 3 1•' i
,...,_ ,_ ...*" 1,.........:J14.47. ..„..:!.., ., . ....,,j...!›....:. ,-,7::.,,,,,:i.:,...:-'.-....:•"*":, ..ikr..0,71,.,‘.•.,',,t.:::.:'. ., • .'''
a. r• ,;• • _tom '
.k. ' V ' ‘; ".. if -*G.:* .* . .
¢r
t, i
• ..k. •Y , --t4;, `� s +• v jam'"s'.t,.� 1:
.11
ti4 .. i , n117 • .•cam, :i`,�.. - , .
•
• ' . + •'V• J •a._ h �t.'i -t• 414 1+
I• * ctivim,•Ts.trlt• ✓ + ! • � '. + �7